1620 S 10th Ave, Eldridge, IA 52748 Property Records

Scott County property record for 1620 S 10th Ave, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,660 sqft · built 2012
Lot Size	0.342 acres (14,898 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Sep 2026)
Tax Bill	$4,932 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`931455129`

Property Details

APN / Parcel Number

Primary APN	`931455129`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,660 sqft Living Area
Basement Area	1,660 sqft
Unfinished Basement	1,660 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,898 sqft (0.342 acres)
Lot Dimensions	172 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	776 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	29 sqft
Patio Area	201 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1620 S 10TH AVE
City	ELDRIDGE
State	IA
Zip	52748-9328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN ROAD ADD LOT: 029 LINCOLN ROAD ADDLOT 29
Legal Subdivision	LINCOLN ROAD ADD
Legal Lot Number	29
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	3
Census Block	3057
Census Tract	10201

Owner

1620 S 10th Ave is owned and occupied by two individuals who bought it in September 2026.

Source: Scott County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1620 S 10TH AVE, ELDRIDGE, IA 52748-9328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit RIA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on File
Deed Sale	Sep 14, 2026 · Amount on File
Prior Sale	Oct 2, 2012 · Amount on File
Deed Document Number	202619901
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Sep 14, 2026
Property Address	1620 S 10TH AVE, ELDRIDGE, IA 52748-9328
Document Number	0000019901
Instrument Date	Sep 11, 2026
Instrument	202619901
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79,103.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1620 S 10TH AVE, ELDRIDGE, IA 52748-9328

Mortgage

Document Number	0000019902,
Date	Sep 14, 2026
Instrument	202619902

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Recording Date	Jun 17, 2026
Property Address	1620 S 10TH AVE, ELDRIDGE, IA 52748-9328
Document Number	0000012857
Instrument Date	May 27, 2026
Instrument	202612857
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 S 10TH AVE, ELDRIDGE, IA 52748-9328

Mortgage

Document Number	0000012857,
Date	Jun 17, 2026
Instrument	202612857

Lender

Name	RIA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 27, 2041

Interest

Rate	5.64%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 1620 S 10th Ave was $4,932 with a homeowner's exemption.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,932.00	$425,500 (-) Land $108,000 Building $317,500	$425,500 (-) Land $108,000 Building $317,500
2025		$425,500 Land $108,000 Building $317,500	$425,500 Land $108,000 Building $317,500
2024	$5,078.00
2023		$406,300 Land $108,000 Building $298,300	$406,300 Land $108,000 Building $298,300
2022	$4,890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1620 S 10th Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1620 S 10th Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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