1620 Ridout Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1620 Ridout Rd, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,109 sqft · built 1973
Lot Size	0.938 acres (40,850 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Jun 2017)
Tax Bill	$7,279 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-025-01366728`

Property Details

APN / Parcel Number

Primary APN	`03-025-01366728`
Alternative APNs	`3-025-01366728` `02501366728`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,109 sqft Living Area
Gross Area	2,589 sqft
1st Floor Area	2,109 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	40,850 sqft (0.938 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Deck Area	760 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	02501366728
Street Address	1620 RIDOUT RD
City	ANNAPOLIS
State	MD
Zip	21409-5537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 33A BK B PL 1 AMBERLEY
Legal Subdivision	AMBERLEY
Legal Block	B
Legal Lot Number	33A
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2005
Census Tract	730902

Owner

1620 Ridout Rd is owned and occupied by two individuals who bought it in June 2017.

Source: Anne Arundel County records, as of September 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1620 RIDOUT RD, ANNAPOLIS, MD 21409-5537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · VA Mortgage PRESIDENTIAL BANK FSB
Feb 22, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 7, 2017	Grant Deed, Transfer · VA Mortgage ACCESS CAP MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2017 · Amount on File
Deed Sale	Jun 7, 2017 · Amount on File
Deed Document Number	201731018-024
Prior Transfer Date	Nov 19, 2013
Prior Transfer Doc	0268580283
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1620 RIDOUT RD, ANNAPOLIS, MD 21409-5537
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0347530146
Date	Jun 17, 2020
Book Page	34753/146

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1620 RIDOUT RD, ANNAPOLIS, MD 21409-5537
Document Number	0331020477
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 RIDOUT RD ANNAPOLIS MD 214095537, ANNAPOLIS, MD 21409-5537

Mortgage

Document Number	0331020477
Date	May 6, 2019
Book Page	033102/000477

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 5, 2059

Interest

Rate Type	Adjustable Rate

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 7, 2017
Property Address	1620 RIDOUT RD, ANNAPOLIS, MD 21409-5537
Document Number	0310180023
Book / Page	31018 / 23
Instrument Date	Jun 2, 2017
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	PASSPORT TITLE SERVICES LLC, PASSPORT TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1620 RIDOUT RD ANNAPOLIS MD 214095537, ANNAPOLIS, MD 21409-5537

Mortgage

Document Number	310180029
Date	Jun 7, 2017
Book Page	031018/000029

Lender

Name	ACCESS CAP MTG
Type	Mortgage Company
Address	BETHESDA, MD 20814

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1620 Ridout Rd was $7,279 with a homeowner's exemption, up 3% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$715,567 (+3.36%)	$738,800 (-) Land $456,200 Building $282,600
2025	$7,279.00 (+3%) Homeowner's exemption	$692,333	$738,800 Land $456,200 Building $282,600
2024	$7,067.00 (+6.25%)
2023	$6,651.00 Homeowner's exemption	$640,100	$669,100 Land $441,200 Building $227,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1620 Ridout Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (1987–2020)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1620 Ridout Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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