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1620 Ridgeway Dr, Cape Girardeau, MO 63701 Property Records

Cape Girardeau County property record for 1620 Ridgeway Dr, Cape Girardeau, MO 63701

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,284 sqft · built 1957
Lot Size0.618 acres (26,920 sqft)
Owner2 Individual Names on File
Tax Bill$1,450 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN167090009016000000

Property Details

APN / Parcel Number

Primary APN167090009016000000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,284 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Lot Area26,920 sqft (0.618 acres)
Lot Dimensions191 ft deep x 198 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1620 RIDGEWAY DR
CityCAPE GIRARDEAU
StateMO
Zip63701-2427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 CHARLIES PLACE SUBD 23/10
Legal Range13E
Legal Township31S
Legal Section25
Legal SubdivisionCHARLIES PLACE SUBD
Legal Lot Number1
JurisdictionCAPE GIRARDEAU MO
Township / Civil DivisionCAPE GIRARDEAU
Census Block Group4
Census Block4000
Census Tract881200

Owner

Source: Cape Girardeau County records · APN 167090009016000000

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1620 RIDGEWAY DR, CAPE GIRARDEAU, MO 63701-2427
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 01, 2020Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 01, 2020
Deed SaleJun 01, 2020
Deed Document Number20205972
Last Transfer DateJan 07, 2025
Transfer Doc0202500141
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE GIRARDEAU MO
Property Address1620 RIDGEWAY DR, CAPE GIRARDEAU, MO 63701-2427
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyAGENTS NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202103930
DateMar 22, 2021
Instrument2021-03930
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051
Interest
Rate TypeFixed Rate

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAPE GIRARDEAU MO
Recording DateJun 01, 2020
Property Address1620 RIDGEWAY DR, CAPE GIRARDEAU, MO 63701-2427
Document Number0000005972
Instrument DateMay 29, 2020
Instrument5972
Transaction TypeTransfer
Record UpdatedJun 24, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1620 RIDGEWAY DR CAPE GIRARDEAU MO 637012427, CAPE GIRARDEAU, MO 63701-2427

Mortgage

Document Number5973
DateJun 01, 2020
Instrument5973
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 31, 2050

Tax Assessment & Valuation

Source: Cape Girardeau County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCape Girardeau County
MunicipalityCape Girardeau City
Unified School DistrictCape Girardeau 63 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$27,780 (-) Land $3,760 Building $24,020$146,188 (-) Land $19,766 Building $126,422
2025$1,450.00 (+5.45%)$27,780 (+4.99%) Land $3,760 Building $24,020$146,188 (+5%) Land $19,766 Building $126,422
2023$1,375.00$26,460 Land $3,580 Building $22,880$139,227 Land $18,825 Building $120,402

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 19, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims12 (1982–1999)
Claims Outside the SFHA1 of 12
Most Recent ClaimJan 1999 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 344 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAPE GIRARDEAU PWS
serves 39,941 people
Water SourceGroundwater
Last State InspectionMay 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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