1620 Ridgeland Dr, Champaign, IL 61821 Property Records

Champaign County property record for 1620 Ridgeland Dr, Champaign, IL 61821

Property Summary

Property TypeSingle Family Home
Details1 ba · 925 sqft · built 1958
Lot Size0.169 acres (7,373 sqft)
OwnerIndividual Name on File
Tax Bill$2,890 (2024)
Deeds & MortgagesSep 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN45-20-22-231-006

Property Details

APN / Parcel Number

Primary APN45-20-22-231-006

Interior

Full Baths1 Bath
Stories1 Story
Building Area925 sqft Building Perimeter
1st Floor Area925 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialStucco
Roof MaterialOther
Lot Area7,373 sqft (0.169 acres)
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address1620 RIDGELAND DR
CityCHAMPAIGN
StateIL
Zip61821-5454
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 210 MEADOW PARK SUB
Legal Range08E
Legal Township19N
Legal Section22
Legal SubdivisionMEADOW PARK SUB
Legal Lot Number210
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1000
Census Tract1203

Owner

1620 Ridgeland Dr is owned and occupied by an individual.

Source: Champaign County records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address1915 MCDONALD DR, CHAMPAIGN, IL 61821-6078
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHAMPAIGN IL
Property Address1620 RIDGELAND DR, CHAMPAIGN, IL 61821-5454
Document Number0000016401
Instrument DateSep 10, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1915 MCDONALD DR CHAMPAIGN IL 618216078, CHAMPAIGN, IL 61821-6078

Mortgage

Document Number0000016401
DateOct 2, 2019
Instrument16401
Lender
NameBANKCHAMPAIGN
TypeBank
AddressCHAMPAIGN, IL 61824-1490
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueOct 1, 2024
Interest
Rate5.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$43,920 Land $11,970 Building $31,950$131,760 Land $35,910 Building $95,850
2024$2,890.00
2022$2,473.00 Homeowner's exemption$32,900 Land $8,970 Building $23,930$98,700 Land $26,910 Building $71,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1620 Ridgeland Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1990–1993)
Claims Outside the SFHA1 of 5
Most Recent ClaimAug 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1620 Ridgeland Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink.

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