1620 Ranch Dr, McHenry, IL 60051 Property Records

McHenry County property record for 1620 Ranch Dr, McHenry, IL 60051 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,020 sqft · built 1969
Lot Size	0.436 acres (19,000 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Sep 2023 Transfer Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-30-252-003`

Property Details

APN / Parcel Number

Primary APN	`10-30-252-003`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,020 sqft Living Area
Gross Area	2,904 sqft
1st Floor Area	1,188 sqft
Basement Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Architectural Style	Other
Exterior Material	Brick
Construction Type	Frame
Lot Area	19,000 sqft
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Hot Water

Location & Zoning

Street Address	1620 RANCH DR
City	MCHENRY
State	IL
Zip	60051-7827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2016R0012436 LT 13 VAL-MAR COUNTRY ESTATES
Legal Range	09E
Legal Township	45N
Legal Section	30
Legal Subdivision	VAL-MAR COUNTRY ESTATES
Legal Block	252
Legal Lot Number	13
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2092
Census Tract	870702

Owner

Source: McHenry County records · APN 10-30-252-003

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1620 RANCH DR, MCHENRY, IL 60051-7827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 05, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HARVARD STATE BANK
Nov 26, 2018	Deed of Trust, Mortgage · ARM THE HARVARD STATE BANK
May 06, 2021	Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 06, 2021
Deed Sale	May 06, 2021
Prior Sale	May 06, 2021
Deed Document Number	0000024742
Last Transfer Date	Sep 05, 2023
Transfer Doc	0000021957
Record Updated	Jun 07, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Sep 05, 2023
Property Address	1620 RANCH DR, MCHENRY, IL 60051-7827
Document Number	0000021957
Map Reference	DOC 430847
Instrument Date	Sep 05, 2023
Instrument	2023R0021957
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1620 RANCH DR, MCHENRY, IL 60051-7827

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1620 RANCH DR, MCHENRY, IL 60051-7827
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035569
Date	Jun 30, 2021
Instrument	2021R0035569

Lender

Name	THE HARVARD STATE BANK
Type	Bank
Address	HARVARD, IL 60033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	May 01, 2036

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1620 RANCH DR, MCHENRY, IL 60051-7827
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039888
Date	Nov 26, 2018
Instrument	2018R0039888

Lender

Name	THE HARVARD STATE BANK
Type	Bank
Address	HARVARD, IL 60033

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 01, 2023
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	May 06, 2021
Property Address	1620 RANCH DR, MCHENRY, IL 60051-7827
Document Number	0000024742
Map Reference	DOC 430857
Instrument Date	Nov 14, 2020
Instrument	2021R0024742
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 40, HARVARD, IL 60033-0040

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$98,449 Land $30,479 Building $67,970	$295,347 Land $91,437 Building $203,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118707022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1979–2026)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Apr 2026, river or lake flooding
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms & Flooding, Jun 1993 · 3 claims

Wildfire

Wildfire Risk	Low above 6% of the US · above 38% of Illinois
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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