Queen Anne's County property record for 1620 Postal Rd, Chester, MD 21619
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2 ba · 2,818 sqft · built 2003 |
| Lot Size | 0.315 acres (13,739 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $645,000 (Jun 2022) |
| Tax Bill | $5,243 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-117182 |
| Primary APN | 04-117182 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,818 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,739 sqft (0.315 acres) |
| Garage Type | Built-in |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 576 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 232 sqft |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 117182 |
|---|---|
| Street Address | 1620 POSTAL RD |
| City | CHESTER |
| State | MD |
| Zip | 21619-2664 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | TC |
| Legal Description | LOT 8- 13739 SQ FT S/MD RT 18 CHESTER |
| Legal Subdivision | SANDS DEVELOPMENT LLC |
| Legal Lot Number | 8 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 4, KENT ISLAND |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 811000 |
Source: Queen Anne's County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1620 POSTAL RD, CHESTER, MD 21619-2664 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed, Transfer · VA Mortgage FIDELITY FIRST HOME MORTGAGE CO |
| Dec 4, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2022 · Amount on Record |
| Deed Sale | Jun 21, 2022 · Amount on Record |
| Prior Sale | May 9, 2013 · Amount on Record |
| Deed Book / Page | 4064 / 73 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Jun 21, 2022 |
| Property Address | 1620 POSTAL RD, CHESTER, MD 21619-2664 |
| Document Number | 0040640073 |
| Book / Page | 4064 / 73 |
| Map Reference | MB 33 PG 90 |
| Instrument Date | Jun 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Title Company | FIRST QUALITY TITLE, FIRST EQUITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1620 POSTAL RD, CHESTER, MD 21619-2664 |
| Document Number | 0004064080 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 4064-080 |
| Name | FIDELITY FIRST HOME MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 1620 POSTAL RD, CHESTER, MD 21619-2664 |
| Document Number | 0032650146 |
| Instrument Date | Dec 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 1620 POSTAL RD CHESTER MD 216192664, CHESTER, MD 21619-2664 |
| Document Number | 0032650146 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 003265/000146 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 12, 2060 |
| Rate Type | Adjustable Rate |
|---|
Source: Queen Anne's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $640,900 (+65.18%) Land $253,700 Building $387,200 | $640,900 (+65.18%) Land $253,700 Building $387,200 | |
| 2025 | $5,243.00 (+43.49%) | ||
| 2023 | $3,654.00 | $388,000 Land $123,700 Building $264,300 | $388,000 Land $123,700 Building $264,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 101 policies |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 94 (1979–2024) |
| Claims Outside the SFHA | 13 of 94 |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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