1620 Phillips St, Missoula, MT 59802 Property Records

Missoula County property record for 1620 Phillips St, Missoula, MT 59802 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,784 sqft · built 1948
Lot Size0.179 acres (7,797 sqft)
Owner2 Individual Names on File
Last Sale$302,800 (Nov 2017)
Tax Bill$4,279 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR0452027

Property Details

APN / Parcel Number

Primary APNR0452027
Alternative APNs
  • 04-2200-16-3-23-04-0000
  • 0000690309
  • 0690309

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,784 sqft Living Area
Gross Area2,164 sqft
1st Floor Area984 sqft
Basement Area960 sqft
Finished Basement800 sqft
Unfinished Basement160 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 2017
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,797 sqft (0.179 acres)
Lot Dimensions130 ft deep x 60 ft wide
View / LotNeighborhood
Garage TypeAttached
Garage Area220 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area360 sqft
Deck Area42 sqft
Lean-To160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000690309
Street Address1620 PHILLIPS ST
CityMISSOULA
StateMT
Zip59802-2128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSCHOOL ADDITION, S16, T13 N, R19 W, BLOCK 81, LOT 15 - 16
Legal SubdivisionSCHOOL ADDITION
Legal Block81
Legal Lot Number15-16
JurisdictionMISSOULA MT
Township / Civil DivisionMISSOULA
Census Block Group2
Census Block2021
Census Tract203

Owner

Source: Missoula County records · APN R0452027

Assessment roll updated September 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1620 PHILLIPS ST, MISSOULA, MT 59802-2128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Deed of Trust, Mortgage · Line of Credit
OPPORTUNITY BANK OF MT
Feb 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
OPPORTUNITY BANK OF MT
Nov 16, 2017Quit Claim Deed, Transfer
TITLE SERVICES, INC.
Nov 15, 2017Warranty Deed, Transfer
OPPORTUNITY BK/MT

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2017 · Amount on Record
Deed SaleNov 15, 2017 · Amount on Record
Prior SaleNov 24, 2003 · Amount on Record
Deed Document Number201723136
Deed Book / Page989 / 594
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSOULA MT
Property Address1620 PHILLIPS ST, MISSOULA, MT 59802-2128
Transaction TypeMortgage
Record UpdatedOct 29, 2021
Title CompanyINSURED TITLE, INSURED TITLES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010650944
DateOct 18, 2021
Book Page1065/944
Instrument202126414
Lender
NameOPPORTUNITY BANK OF MT
TypeBank
AddressHELENA, MT 59604
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 08, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSOULA MT
Property Address1620 PHILLIPS ST, MISSOULA, MT 59802-2128
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010500388
DateFeb 24, 2021
Book Page1050/388
Instrument202104858
Lender
NameOPPORTUNITY BANK OF MT
TypeBank
AddressHELENA, MT 59604
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMISSOULA MT
Recording DateNov 16, 2017
Property Address1620 PHILLIPS ST, MISSOULA, MT 59802-2128
Document Number0009890668
Book / Page000989 / 000668
Instrument DateNov 15, 2017
Instrument23210
Transaction TypeTransfer
Record UpdatedDec 05, 2017
Title CompanyTITLE SERVICES, INC.

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1620 PHILLIPS ST MISSOULA MT 598022128, MISSOULA, MT 59802-2128

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMISSOULA MT
Recording DateNov 15, 2017
Property Address1620 PHILLIPS ST, MISSOULA, MT 59802-2128
Document Number0009890594
Book / Page000989 / 000594
Instrument DateNov 07, 2017
Instrument23136
Transaction TypeTransfer
Record UpdatedDec 01, 2017
Title CompanyTITLE SERVICES, INC.

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1620 PHILLIPS ST MISSOULA MT 598022128, MISSOULA, MT 59802-2128

Mortgage

Document Number9890595
DateNov 15, 2017
Book Page000989/000595
Instrument23137
Lender
NameOPPORTUNITY BK/MT
AddressHELENA, MT 59604
Agreement
AmountAmount Recorded
Term360 Months
DueNov 14, 2047

Tax Assessment & Valuation

Source: Missoula County records · Assessment roll updated September 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMontana
CountyMissoula County
MunicipalityMissoula City
Secondary School DistrictMissoula High School District (09 - 12)
Elementary School DistrictMissoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,279.00 (-4.85%)$490,400 (+40.84%) Land $233,220 Building $257,180$490,400 (+40.84%) Land $233,220 Building $257,180
2024$4,497.00 (+6.14%)
2023$4,237.00$348,200$348,200 Land $117,300 Building $230,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Missoula County (30063C), updated May 9, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Phillips St

Nearby Streets

Search Property Records by Address or Parcel Number