Miami County property record for 1620 N Sayers Rd, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,577 sqft · built 1989 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Jun 2001) |
| Tax Bill | $5,001 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer Feb 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | K30-021490 |
| Primary APN | K30-021490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,577 sqft Living Area |
| 1st Floor Area | 3,532 sqft |
| Upper Floors Area | 800 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Mixed |
| Garage Area | 1,848 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 42 sqft |
| Patio Area | 408 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Canopy | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1620 N SAYERS RD |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-7735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-1-6 TR A W CEN PT NE |
| Legal Range | 10 |
| Legal Township | 01 |
| Legal Section | 06 |
| Legal Tract | A |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | STAUNTON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 365102 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1620 N SAYERS RD, TROY, OH 45373-7735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Feb 27, 2020 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CU |
| Jan 4, 2017 | Grant Deed, Transfer · Conventional with PMI WRIGHT-PATT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2001 · Amount on Record |
| Deed Sale | Jun 13, 2001 · Amount on Record |
| Prior Sale | May 18, 1992 |
| Last Transfer Date | Nov 17, 2021 |
| Transfer Doc | 0000021144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Dec 7, 2021 |
| Property Address | 1620 N SAYERS RD, TROY, OH 45373-7735 |
| Document Number | 0000021144 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 2021OR-21144 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1620 N SAYERS RD, TROY, OH 45373-7735 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1620 N SAYERS RD, TROY, OH 45373-7735 |
| Document Number | 0000003397 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1620 N SAYERS RD TROY OH 453737735, TROY, OH 45373-7735 |
| Document Number | 0000003397 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 3397 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 11, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jan 4, 2017 |
| Property Address | 1620 N SAYERS RD, TROY, OH 45373-7735 |
| Document Number | 0000000117 |
| Instrument Date | Dec 22, 2016 |
| Instrument | 117 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1620 N SAYERS RD TROY OH 453737735, TROY, OH 45373-7735 |
| Document Number | 119 |
|---|---|
| Date | Jan 4, 2017 |
| Instrument | 119 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45431 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 3, 2047 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Staunton Township |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,001.00 (+9.22%) Homeowner's exemption | $170,730 (+28.6%) Land $38,430 Building $132,300 | $487,800 (+28.61%) Land $109,800 Building $378,000 |
| 2024 | $4,579.00 (+1.48%) Homeowner's exemption | $132,760 (-) Land $37,870 Building $94,890 | |
| 2023 | $4,512.00 (-4.04%) Homeowner's exemption | $132,760 (-) Land $37,870 Building $94,890 | $379,300 (-) Land $108,200 Building $271,100 |
| 2022 | $4,702.00 Homeowner's exemption | $132,760 Land $37,870 Building $94,890 | $379,300 Land $108,200 Building $271,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 13 (1980–2014) |
| Claims Outside the SFHA | 11 of 13 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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