1620 N Rosemary Ave, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 1620 N Rosemary Ave, Sioux Falls, SD 57110

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,892 sqft · built 2024
Lot Size0.246 acres (10,720 sqft)
Owner2 Trust Names on File
Tax Bill$7,173 (2025)
Deeds & MortgagesApr 2024 Construction Loan
Oct 2024 Sale & Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN01-22-12-425-017-000

Property Details

APN / Parcel Number

Primary APN01-22-12-425-017-000
Alternative APN
  • 98682

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,892 sqft Finished Area
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,720 sqft (0.246 acres)
Garage TypeAttached
Garage Area532 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number98682
Street Address1620 N ROSEMARY AVE
CitySIOUX FALLS
StateSD
Zip57110-7540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 BLOCK 7 GOLDEN GATEWAY ADDITION AN ADDN TO CITY OF SIOUX FALLS
Legal SubdivisionGOLDEN GATEWAY ADDITION
Legal Block7
Legal Lot Number17
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group1
Census Block1027
Census Tract408

Owner

1620 N Rosemary Ave is owner-occupied and held in a trust.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record2 Trust Names on File
Mailing Address1620 N ROSEMARY AVE, SIOUX FALLS, SD 57110-7540
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2024Deed of Trust, Mortgage · Construction Mortgage
FIRST BANK & TRUST
Oct 25, 2024Warranty Deed, Subdivision Related Transfer · Reverse Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address1620 N ROSEMARY AVE, SIOUX FALLS, SD 57110-7540
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address719 N SIOUX POINT RD, DAKOTA DUNES, SD 57049-5081
InvestorPossibly a Property Investor

Mortgage

Document NumberMTG1983/64
DateApr 24, 2024
Book PageMTG 1983/64
Lender
NameFIRST BANK & TRUST
TypeBank
Address110 N MINNESOTA AVE STE 100, SIOUX FALLS, SD 57104
Agreement
TypeConstruction Mortgage
AmountAmount on Record

October 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateOct 25, 2024
Property Address1620 N ROSEMARY AVE, SIOUX FALLS, SD 57110-7540
Document NumberDEEDS628/940
Book / PageDEEDS628 / 940
Instrument DateOct 21, 2024
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 12, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$745.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1620 N ROSEMARY AVE, SIOUX FALLS, SD 57110-7540

Mortgage

Document Number0MTG199153
DateOct 25, 2024
InstrumentMTG 1991/53
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term930 Months
DueApr 10, 2102

Tax Assessment & Valuation

The 2025 property tax bill for 1620 N Rosemary Ave was $7,173.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictBrandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$603,587 (+12.9%) Land $51,824 Building $551,763$603,587 Land $51,824 Building $551,763
2025$7,173.00$534,600 Land $52,400 Building $482,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1620 N Rosemary Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1620 N Rosemary Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX FALLS
serves 216,462 people · EPA ID SD4600294
Water SourceSurface water
Last State InspectionJun 2025
Also Mapped HereMINNEHAHA COMMUNITY WATER CORP
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber · Cable in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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