Hamilton County property record for 1620 Merrimac St, Cincinnati, OH 45207
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,900 sqft · built 2020 |
| Lot Size | 0.129 acres (5,597 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $616,142 (Feb 2021) |
| Tax Bill | $2,185 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Feb 2021 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-0004-0222-00 |
| Primary APN | 055-0004-0222-00 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,900 sqft Living Area |
| Gross Area | 3,120 sqft |
| 1st Floor Area | 912 sqft |
| 2nd Floor Area | 1,304 sqft |
| Basement Area | 904 sqft |
| Finished Basement | 684 sqft |
| Unfinished Basement | 220 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,597 sqft (0.129 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1620 MERRIMAC ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45207-1574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MERRIMAC ST 0.1285 AC LOT 22MERRIMAC SQUARE SUB |
| Legal Subdivision | MERRIMAC SQUARE SUB |
| Legal Lot Number | 22 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 3900 |
Source: Hamilton County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1620 MERRIMAC ST, CINCINNATI, OH 45207-1574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Dec 19, 2025 | Transfer on Death Deed, Transfer |
| Feb 1, 2021 | Warranty Deed, Subdivision Related Transfer · Line of Credit GUARANTEED RATE INC |
| Jan 30, 2021 | Warranty Deed, Subdivision Related Transfer · Line of Credit GUARANTEED RATE |
| Jul 30, 2020 | Warranty Deed, Construction Loan · Line of Credit FIRST NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2021 · Amount on Record |
| Deed Sale | Feb 1, 2021 · Amount on Record |
| Deed Document Number | 202113366 |
| Deed Book / Page | 14345 / 580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 19, 2025 |
| Property Address | 1620 MERRIMAC ST, CINCINNATI, OH 45207-1574 |
| Document Number | 0000099647 |
| Book / Page | 15566 / 1959 |
| Map Reference | MB 472 PG 9-11 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2025-0099647 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1620 MERRIMAC ST, CINCINNATI, OH 45207-1574 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 1, 2021 |
| Property Address | 1620 MERRIMAC ST, CINCINNATI, OH 45207-1574 |
| Document Number | 0000013366 |
| Book / Page | 14345 / 580 |
| Map Reference | MB 472 PG 9-11 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 2021-0013366 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,464.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1620 MERRIMAC ST, CINCINNATI, OH 45207-1574 |
| Document Number | 0000013367 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021-0013367 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 30, 2021 |
| Property Address | 1620 MERRIMAC ST, CINCINNATI, OH 45207-1574 |
| Document Number | 0000013366 |
| Book / Page | 014345 / 000580 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 13366 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 25, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,465.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1620 MERRIMAC ST CINCINNATI OH 45207, CINCINNATI, OH 45207 |
| Document Number | 13367 |
|---|---|
| Date | Jan 30, 2021 |
| Book Page | 014345/000582 |
| Instrument | 13367 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 29, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 30, 2020 |
| Property Address | 1620 MERRIMAC ST, CINCINNATI, OH 45207-1574 |
| Document Number | 0000074808 |
| Book / Page | 014221 / 001999 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 74808 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $360.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4000 EXECUTIVE PARK DR #250 CINCINNATI OH 452414008, 250, CINCINNATI, OH 45241-4008 |
| Document Number | 74809 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 014221/002001 |
| Instrument | 74809 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | LEBANON, OH 45036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 29, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,185.00 (+3.16%) | $215,649 (-) Land $35,574 Building $180,075 | $616,140 (-) Land $101,640 Building $514,500 |
| 2024 | $2,118.00 (-2.22%) | $215,649 (-) Land $35,574 Building $180,075 | |
| 2023 | $2,166.00 (-9.49%) | $215,649 (-) Land $35,574 Building $180,075 | $616,140 (-) Land $101,640 Building $514,500 |
| 2022 | $2,393.00 Homeowner's exemption | $215,649 Land $35,252 Building $180,397 | |
| 2020 | $616,140 Land $100,720 Building $515,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
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