1620 Lafond Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 1620 Lafond Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,130 sqft · built 1915
Lot Size	0.113 acres (4,920 sqft)
Owner	2 Individual Names on File
Last Sale	$377,500 (Apr 2025)
Tax Bill	$5,408 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-29-23-11-0094`

Property Details

APN / Parcel Number

Primary APN	`33-29-23-11-0094`
Alternative APNs	`8099978` `121027`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	734 sqft
Basement Area	340 sqft
Finished Basement	340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1980
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,920 sqft (0.113 acres)
Lot Dimensions	123 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	121027
Street Address	1620 LAFOND AVE
City	SAINT PAUL
State	MN
Zip	55104-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIDWAY PLAISANCE, ST. PAUL LOT 2 BLK 5
Legal Range	23
Legal Township	29
Legal Section	33
Legal Subdivision	MIDWAY PLAISANCE, ST. PAUL
Legal Block	5
Legal Lot Number	2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2006
Census Tract	32100

Owner

1620 Lafond Ave is owned and occupied by two individuals who bought it in April 2025.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1620 LAFOND AVE, SAINT PAUL, MN 55104-2211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
Nov 1, 2019	Deed of Trust, Mortgage · Line of Credit TOPLINE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2025 · Amount on File
Deed Sale	Apr 9, 2025 · Amount on File
Prior Sale	Oct 19, 2022 · Amount on File
Deed Document Number	20255061055
Prior Transfer Date	Apr 1, 1994
Prior Transfer Doc	0000242083
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 19, 2022
Property Address	1620 LAFOND AVE, SAINT PAUL, MN 55104-2211
Document Number	0A04967854
Instrument Date	Sep 30, 2022
Instrument	A04967854
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	AMK TITLE COMPANY, K2 TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 LAFOND AVE, SAINT PAUL, MN 55104-2211

Mortgage

Document Number	0A04967855
Date	Oct 19, 2022
Instrument	A04967855

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1620 LAFOND AVE, SAINT PAUL, MN 55104-2211
Document Number	0004789569
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1620 LAFOND AVE ST PAUL MN 551042211, ST PAUL, MN 55104-2211

Mortgage

Document Number	0004789569
Date	Dec 23, 2019
Instrument	4789569

Lender

Name	TOPLINE FCU
Type	Credit Union
Address	MAPLE GROVE, MN 55369

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 22, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1620 Lafond Ave was $5,408.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,500 Land $35,000 Building $289,500	$324,500 Land $35,000 Building $289,500
2025	$5,408.00
2023	$5,080.00 Homeowner's exemption	$300,400 Land $35,000 Building $265,400	$300,400 Land $35,000 Building $265,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1620 Lafond Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1620 Lafond Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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