1620 Harbor Rd, Williamsburg, VA 23185 Property Records

James City County property record for 1620 Harbor Rd, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,847 sqft · built 2002
Lot Size	0.347 acres (15,115 sqft)
Owner	Individual Name on File
Last Sale	$1,200,000 (Jan 2022)
Tax Bill	$10,613 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-2 07-0-0029`

Property Details

APN / Parcel Number

Primary APN	`43-2 07-0-0029`
Alternative APN	`17713`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,847 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	15,115 sqft (0.347 acres)
Garage Type	Attached
Garage Area	727 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	257 sqft
Deck Area	886 sqft
Patio Area	886 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17713
Street Address	1620 HARBOR RD
City	WILLIAMSBURG
State	VA
Zip	23185-7632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	L-29 THE HARBOR THE GOVERNOR'S LAND
Legal Subdivision	GOVERNORS LAND
Legal Lot Number	29
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	3
Census Block	3007
Census Tract	80304

Owner

Source: James City County assessment roll, APN 43-2 07-0-0029, as of October 14, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1620 HARBOR RD, WILLIAMSBURG, VA 23185-7632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 25, 2022 · Amount on Record
Deed Sale	Jan 25, 2022 · Amount on Record
Deed Document Number	20221121
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jan 25, 2022
Property Address	1620 HARBOR RD, WILLIAMSBURG, VA 23185-7632
Document Number	0202201121
Instrument Date	Jan 11, 2022
Instrument	202201121
Transaction Type	Transfer
Record Updated	Feb 09, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 HARBOR RD, WILLIAMSBURG, VA 23185-7632

Mortgage

Document Number	0202201122
Date	Jan 25, 2022
Instrument	202201122

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll as of October 14, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,613.00 (+6.42%)	$1,278,700 (+15.56%) Land $587,100 Building $691,600	$1,278,700 (+15.56%) Land $587,100 Building $691,600
2024	$9,973.00 (+8.6%)
2023	$9,183.00	$1,106,500 Land $425,000 Building $681,500	$1,106,500 Land $425,000 Building $681,500
2022	$9,183.00 (+11.05%)
2019	$8,269.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), as of October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950803043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 58 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA3095490, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.