Bay County property record for 1620 Hamilton Ave, Panama City, FL 32405
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1945 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $128,000 (Nov 2003) |
| Tax Bill | $441 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14565-000-000 |
| Primary APN | 14565-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1945 |
|---|---|
| Exterior Material | Protective Coating |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 75 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Radiant |
| Street Address | 1620 HAMILTON AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-5436 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | PC03 |
| Legal Description | COAST. LAND'S 2ND ADD. LOTS 13,14 BLK C MAP 104C3 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 33 |
| Legal Subdivision | COASTAL LANDS INC |
| Legal Block | C |
| Legal Lot Number | 13,14 14 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 1600 |
The current owner of 1620 Hamilton Ave bought it in November 2003.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1324 GALENA, ROCHESTER HILLS, MI 48306-3599 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2003 · Amount on File |
| Deed Sale | Nov 14, 2003 · Amount on File |
| Prior Sale | Jul 15, 2003 · Amount on File |
| Deed Document Number | 2003-084568 |
| Deed Book / Page | 2364 / 1266 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1620 Hamilton Ave was $441.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $441.00 | $31,360 Land $31,360 | $31,360 Land $31,360 |
| 2023 | $570.00 (+13.55%) | $26,460 (+34.33%) Land $26,460 | $26,460 (+34.33%) Land $26,460 |
| 2022 | $502.00 | $19,698 Land $19,698 | $19,698 Land $19,698 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1620 Hamilton Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 6 (1984–2018) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1620 Hamilton Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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