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1620 Gardner St, Utica, NY 13501 Property Records

Oneida County and Utica City property record for 1620 Gardner St, Utica, NY 13501

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,573 sqft · built 1918
Lot Size0.19 acres (8,316 sqft)
Owner2 Individual Names on Record
Last Sale$80,000 (Jun 2019)
Tax Bill$2,279 (2026)
Deeds & MortgagesMay 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN301600 331.23-1-6

Property Details

APN / Parcel Number

Primary APN301600 331.23-1-6
Alternative APNs
  • 160033102300010060000000
  • 13.167180

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,573 sqft Living Area
1st Floor Area1,012 sqft
Upper Floors Area561 sqft

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area8,316 sqft (0.19 acres)
Lot Dimensions138 ft deep x 60 ft wide
Garage TypeDetached
Garage Area544 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
PorchPorch
Porch Area264 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number13.167180
Street Address1620 GARDNER ST
CityUTICA
StateNY
Zip13501-2617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1-15-14-009 60X13860 331.023-0001-006.000/0000
Legal Block1
Legal Lot Number6.000
JurisdictionONEIDA NY
Township / Civil DivisionUTICA
Census Block Group2
Census Block2024
Census Tract21302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Utica Parks and Parkway Historic District
listed 2008 · 41 contributing resources · NRIS 08000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Oneida County and Utica City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1620 GARDNER ST, UTICA, NY 13501-2617
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2019 · Amount on Record
Deed SaleJun 17, 2019 · Amount on Record
Prior SaleMay 16, 2019 · Amount on Record
Deed Document Number20197374
Prior Transfer DateDec 30, 2011
Prior Transfer Doc2011019991
Record UpdatedOct 29, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateMay 16, 2019
Property Address1620 GARDNER ST, UTICA, NY 13501-2617
Document Number0000005911
Instrument DateMay 8, 2019
Instrument5911
Transaction TypeTransfer
Record UpdatedJul 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$548.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address145 JAMES ST #2 UTICA NY 135014943, 2, UTICA, NY 13501-4943

Mortgage

Document Number5912
DateMay 16, 2019
Instrument5912
Lender
NameHOMEOWNERS ADVANTAGE
AddressALBANY, NY 12205
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 15, 2049

Tax Assessment & Valuation

Source: Oneida County and Utica City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityUtica City
Unified School DistrictUtica City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,279.00 (+218.3%)
2025$716.00 (-75.23%)$53,400 (-) Land $12,600 Building $40,800$144,300 (+16.2%) Land $34,048 Building $110,252
2023$53,400 (-) Land $12,600 Building $40,800$124,186 (+11.63%) Land $29,302 Building $94,884
2022$2,891.00$53,400 Land $12,600 Building $40,800$111,250 Land $26,250 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMVWA - MOHAWK VALLEY WATER AUTHORITY
serves 126,250 people · EPA ID NY3202411
Water SourceSurface water
Last State InspectionNov 2024
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: T-Mobile.

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