1620 Euclid Ave, Covington, KY 41014 Property Records

Kenton County property record for 1620 Euclid Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1925
Lot Size	0.086 acres (3,784 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Apr 2020)
Tax Bill	$1,590 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-12-009.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-12-009.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	780 sqft Finished Area
Gross Area	1,052 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,784 sqft (0.086 acres)
Lot Dimensions	122 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1620 EUCLID AVE
City	COVINGTON
State	KY
Zip	41014-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EUCLID S 30' LOT 10 30'X 122.45' IRREG
Legal Subdivision	EUCLID AVE
Legal Lot Number	10
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4003
Census Tract	65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2833 MELROSE AVE, CINCINNATI, OH 45206-1213
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 4, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 17, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SVGS BK
Jul 5, 2017	Warranty Deed, Transfer · Conventional with PMI VICTORY CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2020 · Amount on Record
Deed Sale	Apr 17, 2020 · Amount on Record
Prior Sale	Jul 5, 2017 · Amount on Record
Deed Document Number	20205900099
Deed Book / Page	17 / 311
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1620 EUCLID AVE, COVINGTON, KY 41014-1020
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2833 MELROSE AVE, CINCINNATI, OH 45206-1213

Mortgage

Document Number	0005900225
Date	Mar 4, 2022
Book Page	344/712
Instrument	22030405900225

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1620 EUCLID AVE, COVINGTON, KY 41014-1020
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2833 MELROSE AVE, CINCINNATI, OH 45206-1213

Mortgage

Document Number	0005900226
Date	Mar 4, 2022
Book Page	344/731
Instrument	22030405900226

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2047

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 17, 2020
Property Address	1620 EUCLID AVE, COVINGTON, KY 41014-1020
Document Number	0000000099
Book / Page	000017 / 000311
Instrument Date	Mar 31, 2020
Instrument	99
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 EUCLID AVE COVINGTON KY 410141020, COVINGTON, KY 41014-1020

Mortgage

Document Number	100
Date	Apr 17, 2020
Book Page	000M33/000623
Instrument	100

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 5, 2017
Property Address	1620 EUCLID AVE, COVINGTON, KY 41014-1020
Document Number	0000000096
Book / Page	ORC619 / 000229
Instrument Date	Jun 29, 2017
Instrument	96
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1620 EUCLID AVE COVINGTON KY 410141020, COVINGTON, KY 41014-1020

Mortgage

Document Number	98
Date	Jul 5, 2017
Book Page	006193/000232
Instrument	98

Lender

Name	VICTORY CMNTY BK
Type	Bank
Address	FORT MITCHELL, KY 41017

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 4, 2032

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,000 (-) Land $10,000 Building $110,000	$120,000 (-) Land $10,000 Building $110,000
2025	$1,590.00 (-0.5%)	$120,000 (-) Land $5,000 Building $115,000	$120,000 (-) Land $5,000 Building $115,000
2023	$1,598.00	$120,000 Land $5,000 Building $115,000	$120,000 Land $5,000 Building $115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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