1620 Elgin St, Oroville, CA 95966 Property Records

Butte County property record for 1620 Elgin St, Oroville, CA 95966

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 961 sqft · built 1957
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$166,000 (Jan 2023)
Tax Bill	$2,184 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`035-141-014-000`

Property Details

APN / Parcel Number

Primary APN	`035-141-014-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	961 sqft Living Area
1st Floor Area	961 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1620 ELGIN ST
City	OROVILLE
State	CA
Zip	95966-5953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1620 ELGIN ST
Legal Subdivision	LEE HIGGINS
Legal Lot Number	28
Jurisdiction	BUTTE CA
Township / Civil Division	OROVILLE
Census Block Group	1
Census Block	1000
Census Tract	3002

Owner

1620 Elgin St is owned and occupied by an individual who bought it in January 2023.

Source: Butte County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1620 ELGIN ST, OROVILLE, CA 95966-5953
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023 · Amount on File
Deed Sale	Jan 3, 2023 · Amount on File
Prior Sale	Mar 11, 2009 · Amount on File
Deed Document Number	202329
Prior Transfer Date	Jun 10, 2004
Prior Transfer Doc	0000035207
Record Updated	Oct 29, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 3, 2023
Property Address	1620 ELGIN ST, OROVILLE, CA 95966-5953
Document Number	0000000029
Map Reference	MB 6 PG 73
Instrument Date	Dec 28, 2022
Instrument	2023-0000029
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	MID VALLEY T&E CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 ELGIN ST, OROVILLE, CA 95966-5953

Mortgage

Document Number	0000000030
Date	Jan 3, 2023
Instrument	2023-0000030

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Mortgage

Document Number	0000000031
Date	Jan 3, 2023
Instrument	2023-0000031

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 25, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1620 Elgin St was $2,184.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Oroville City
Elementary School District	Oroville City Elementary School District (KG - 08)
Secondary School District	Oroville Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,159 (+2%) Land $58,366 Building $117,793
2025	$2,184.00	$172,706 Land $57,222 Building $115,484
2024			$170,190
2023	$640.00 (+3.73%)	$55,683 Land $12,370 Building $43,313
2022	$617.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1620 Elgin St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	11 (1986–1997)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Dec 1997 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims Severe Storms & Flooding, Feb 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1620 Elgin St is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-OROVILLE private · serves 11,047 people · EPA ID CA0410005
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	200 / 50
Succeed.Net Fixed Wireless	100 / 50

May also be available: Verizon.

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