1620 E Toto Rd, Knox, IN 46534 Property Records

Starke County property record for 1620 E Toto Rd, Knox, IN 46534

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,528 sqft · built 1982
Lot Size2.45 acres (106,722 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Jun 2019)
Tax Bill$1,295 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN75-06-32-400-018.000-003

Property Details

APN / Parcel Number

Primary APN75-06-32-400-018.000-003
Alternative APN
  • 0040150100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,528 sqft Living Area
1st Floor Area1,528 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1997
Construction TypeWood
Foundation TypeRaised
Roof MaterialMetal
Lot Area106,722 sqft (2.45 acres)
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0040150100
Street Address1620 E TOTO RD
CityKNOX
StateIN
Zip46534-9282
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLI
Legal DescriptionPT S SIDE SE S32 T33 R2 2.45A.
Legal Range2
Legal Township33
Legal Section32
JurisdictionSTARKE IN
Township / Civil DivisionCENTER
Census Block Group1
Census Block1052
Census Tract954100

Owner

Source: Starke County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1620 E TOTO RD, KNOX, IN 46534-9282
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2018Deed of Trust, Mortgage · Line of Credit
FIRST FEDERAL SAVINGS BANK
Jan 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Jun 18, 2019Warranty Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2019 · Amount on Record
Deed SaleJun 18, 2019 · Amount on Record
Prior SaleFeb 15, 2006 · Amount on Record
Deed Document Number20191583
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTARKE IN
Property Address1620 E TOTO RD, KNOX, IN 46534-9282
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2018000808
DateApr 3, 2018
Instrument2018000808
Lender
NameFIRST FEDERAL SAVINGS BANK
TypeBank
AddressROCHESTER, IN 46975
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueMar 30, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTARKE IN
Property Address1620 E TOTO RD, KNOX, IN 46534-9282
Transaction TypeMortgage
Record UpdatedJun 12, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022000206
DateJan 19, 2022
Instrument2022000206
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTARKE IN
Recording DateJun 18, 2019
Property Address1620 E TOTO RD, KNOX, IN 46534-9282
Document Number2019001583
Instrument DateJun 14, 2019
Instrument2019001583
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1620 E TOTO RD, KNOX, IN 46534-9282

Mortgage

Document Number2019001584
DateJun 18, 2019
Instrument2019001584
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Starke County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyStarke County
County SubdivisionCenter Township
Unified School DistrictKnox Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,295.00 (-4.57%)$220,700 (+21.4%) Land $30,700 Building $190,000$220,700 (+21.4%) Land $30,700 Building $190,000
2024$1,357.00 (+7.19%)
2023$1,266.00 (-26.82%)$181,800 (+11.4%) Land $25,600 Building $156,200$181,800 (+11.4%) Land $25,600 Building $156,200
2022$1,730.00$163,200 Land $23,400 Building $139,800$163,200 Land $23,400 Building $139,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims3 (1997)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Mercury Fiber
Fixed Wireless
150 / 20

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