1620 E Shore Dr, Cottondale, AL 35453 Property Records

Tuscaloosa County property record for 1620 E Shore Dr, Cottondale, AL 35453

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,771 sqft · built 1979
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jun 2022)
Tax Bill	$1,404 (2023)
Deeds & Mortgages	Nov 2011 Mortgage Sep 2014 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-30-2-002-001.001`

Property Details

APN / Parcel Number

Primary APN	`29-09-30-2-002-001.001`
Alternative APNs	`29204` `32097` `99766`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,771 sqft Living Area
1st Floor Area	2,036 sqft
Basement Area	1,470 sqft
Finished Basement	1,470 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Crossed Walls
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	47,480 sqft (1.09 acres)
Lot Dimensions	190 ft deep x 250 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	666 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	99766
Street Address	1620 E SHORE DR
City	COTTONDALE
State	AL
Zip	35453-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM AT NE COR NW 1/4 TH S 315'(S); SW 97'(S), TO POB TH NW 170.2'; SW 56.5'; S 88.6'; SW 85.2'; SE 81.2'; SE 190.9';
Legal Range	08W
Legal Township	21S
Legal Section	30
Jurisdiction	TUSCALOOSA AL
Township / Civil Division	COALING-VANCE
Census Block Group	3
Census Block	3002
Census Tract	10706

Owner

Source: Tuscaloosa County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1620 E SHORE DR, COTTONDALE, AL 35453-1302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2011	Deed of Trust, Mortgage · Commercial Mortgage TUSCALOOSA CREDIT UNION
Sep 3, 2014	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Sep 22, 2008	Deed of Trust, Mortgage AMERICAN FINCL
Oct 15, 2009	Deed of Trust, Mortgage QUICKEN LOANS INC
Jul 16, 2010	Deed of Trust, Mortgage QUICKEN LOANS INC
Jun 20, 2022	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE
Dec 1, 2011	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA
May 15, 2007	Deed, Transfer MAVERICK RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2022 · Amount on Record
Deed Sale	Jun 20, 2022 · Amount on Record
Prior Sale	Dec 1, 2011 · Amount on Record
Deed Document Number	0202215471
Deed Book / Page	2022 / 15471
Record Updated	Jun 8, 2026

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	1620 E SHORE DR, COTTONDALE, AL 35453-1302
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 E SHORE DR, COTTONDALE, AL 35453-1302

Mortgage

Document Number	2011/57813
Date	Nov 4, 2011
Book Page	2011/57813

Lender

Name	TUSCALOOSA CREDIT UNION
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 3, 2026

Interest

Rate	3%

September 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	1620 E SHORE DR, COTTONDALE, AL 35453-1302
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 EASTSHORE DR, COTTONDALE, AL 35453-1381

Mortgage

Document Number	2014/45833
Date	Sep 3, 2014
Book Page	2014/45833

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 2, 2034

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	1620 E SHORE DR, COTTONDALE, AL 35453-1302
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 113, VANCE, AL 35490-0002

Mortgage

Document Number	2008/75716
Date	Sep 22, 2008
Book Page	2008/75716

Lender

Name	AMERICAN FINCL
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Aug 29, 2038

Interest

Rate Type	Fixed Rate

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	1620 E SHORE DR, COTTONDALE, AL 35453-1302
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 E SHORE DR, COTTONDALE, AL 35453-1302

Mortgage

Document Number	2009/75308
Date	Oct 15, 2009
Book Page	2009/75308

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Sep 22, 2039

Interest

Rate Type	Fixed Rate

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	1620 E SHORE DR, COTTONDALE, AL 35453-1302
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 E SHORE DR, COTTONDALE, AL 35453-1302

Mortgage

Document Number	2010/36693
Date	Jul 16, 2010
Book Page	2010/36693

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jun 23, 2040

Interest

Rate Type	Fixed Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Jun 20, 2022
Property Address	1620 E SHORE DR, COTTONDALE, AL 35453-1302
Document Number	2022/15471
Book / Page	2022 / 15471
Instrument Date	Jun 17, 2022
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 EASTSHORE DR, COTTONDALE, AL 35453-1381

Mortgage

Document Number	0202254219
Date	Jun 20, 2022
Instrument	2022/54219

Lender

Name	GUILD MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2052

December 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Dec 1, 2011
Property Address	1620 E SHORE DR, COTTONDALE, AL 35453-1302
Document Number	2011/13132
Book / Page	2011 / 13132
Instrument Date	Nov 29, 2011
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 E SHORE DR, COTTONDALE, AL 35453-1302

Mortgage

Document Number	2011/63589
Date	Dec 1, 2011
Book Page	2011/63589

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2041

May 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	May 15, 2007
Property Address	1620 E SHORE DR, COTTONDALE, AL 35453-1302
Document Number	2007/10798
Book / Page	2007 / 10798
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 E SHORE DR, COTTONDALE, AL 35453-1302

Mortgage

Document Number	2007/50852
Date	May 15, 2007
Book Page	2007/50852

Lender

Name	MAVERICK RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 11, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Tuscaloosa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Tuscaloosa County
Unified School District	Tuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,780 (+30.35%) Land $2,460 Building $65,320	$338,900 (+30.35%) Land $12,300 Building $326,600
2024		$52,000 (-) Land $2,460 Building $49,540	$260,000 (-) Land $12,300 Building $247,700
2023	$1,404.00	$52,000 (-) Land $2,460 Building $49,540	$260,000 (-) Land $12,300 Building $247,700
2022	Homeowner's exemption	$52,000 Land $2,460 Building $49,540	$260,000 Land $12,300 Building $247,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUSCALOOSA WATER & SEWER serves 166,524 people · EPA ID AL0001313
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2023 Haloacetic acids resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

1620 E Shore Dr, Cottondale, AL 35453 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2011: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2014: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2008: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2009: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2010: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2011: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2007: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Shore Dr

Nearby Streets

Search Property Records by Address or Parcel Number