1620 E Scott St, Pensacola, FL 32503 Property Records

Escambia County property record for 1620 E Scott St, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	1 ba · 984 sqft · built 1930
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,400 (Jul 2016)
Tax Bill	$53 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00-0S-00-9025-013-304`

Property Details

APN / Parcel Number

Primary APN	`00-0S-00-9025-013-304`
Alternative APN	`142613500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1985
Exterior Material	Lap Siding
Construction Type	Wood
Foundation Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	5,502 sqft (0.126 acres)
Lot Width	40 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	142613500
Street Address	1620 E SCOTT ST
City	PENSACOLA
State	FL
Zip	32503-5425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	LT 13 BLK 304 NEW CITY TRACT OR 7565 P 64 CA 37
Legal Subdivision	NEW CITY TRACT
Legal Block	304
Legal Lot Number	13
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2030
Census Tract	802

Owner

Source: Escambia County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1620 E SCOTT ST, PENSACOLA, FL 32503-5425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Sep 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST CREDIT UNION OF FLORIDA
Jul 18, 2025	Deed of Trust, Mortgage · VA Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC
Jun 7, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBERS FIRST CREDIT UNION OF FLORIDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2016 · Amount on Record
Deed Sale	Jul 28, 2016 · Amount on Record
Prior Sale	Feb 24, 2011 · Amount on Record
Deed Document Number	201657778
Deed Book / Page	7565 / 64
Prior Transfer Date	Apr 21, 2010
Prior Transfer Doc	0065940319
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Recording Date	Apr 15, 2026
Property Address	1620 E SCOTT ST, PENSACOLA, FL 32503-5425
Document Number	0000029110
Book / Page	9477 / 956
Instrument Date	Apr 7, 2026
Instrument	202629110
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 E SCOTT ST, PENSACOLA, FL 32503-5425
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029110,
Date	Apr 15, 2026
Book Page	9477/956
Instrument	202629110

Lender

Name	SUN WEST MORTGAGE COMPANY INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	1620 E SCOTT ST, PENSACOLA, FL 32503-5425
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 E SCOTT ST, PENSACOLA, FL 32503-5425

Mortgage

Document Number	0088650270
Date	Sep 27, 2022
Book Page	8865/270
Instrument	2022096760

Lender

Name	MEMBERS FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	PENSACOLA, FL 32591

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	1620 E SCOTT ST, PENSACOLA, FL 32503-5425
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093500642
Date	Jul 18, 2025
Book Page	9350/642
Instrument	2025054428

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO INC
Type	Mortgage Company
Address	DAPHNE, AL 36527

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	1620 E SCOTT ST, PENSACOLA, FL 32503-5425
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091571955
Date	Jun 7, 2024
Book Page	9157/1955
Instrument	2024043855

Lender

Name	MEMBERS FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	PENSACOLA, FL 32591

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$53.00 Homeowner's exemption Veteran's exemption	$117,811 (+5.99%)	$213,121 (+20.14%) Land $114,950 Building $98,171
2024	$53.00 (+51.43%)
2023	$35.00 (-96.72%) Additional exemption filed	$111,157 (+3%)	$177,399 (+15.13%) Land $85,800 Building $91,599
2022	$1,066.00 Homeowner's exemption Veteran's exemption	$107,920	$154,085 Land $79,200 Building $74,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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