Putnam County property record for 1620 E Overlook Rd, Monterey, TN 38574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,478 sqft · built 1990 |
| Lot Size | 4.9 acres (213,444 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $111,000 (Jul 2005) |
| Tax Bill | $3,592 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 071123 20100 |
| Primary APN | 071123 20100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,478 sqft Living Area |
| 1st Floor Area | 2,371 sqft |
| Upper Floors Area | 1,107 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 213,444 sqft (4.9 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,808 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 390 sqft |
| Deck Area | 440 sqft |
| Patio Area | 1,640 sqft |
| Utility Building | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1620 E OVERLOOK RD |
|---|---|
| City | MONTEREY |
| State | TN |
| Zip | 38574-7208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 04, COUNTY AREA: M03 |
| Legal Subdivision | CUMBERLAND COVE |
| Legal Block | 40 |
| Legal Lot Number | 16 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 100 |
1620 E Overlook Rd is owned and occupied by two individuals who acquired it in July 2016.
Source: Putnam County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1620 E OVERLOOK RD, MONTEREY, TN 38574-7208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2005 · Amount on File |
| Deed Sale | Jul 2, 2005 · Amount on File |
| Prior Sale | Dec 14, 2004 |
| Deed Book / Page | 242 / 209 |
| Last Transfer Date | Jul 6, 2016 |
| Transfer Doc | 0000942495 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 1620 E OVERLOOK RD, MONTEREY, TN 38574-7208 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1287563 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 1287/563 |
| Instrument | 254353 |
| Name | ONE BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | MONTEREY, TN 38574 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1620 E Overlook Rd was $3,592.
Source: Putnam County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,592.00 | $135,050 Land $28,375 Building $106,675 | |
| 2023 | $135,050 Land $28,375 Building $106,675 | ||
| 2022 | $3,338.00 | ||
| 2021 | $540,200 Land $113,500 Building $426,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1620 E Overlook Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1620 E Overlook Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 75% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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