Delaware County property record for 1620 E Andover Ave, Muncie, IN 47303
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,056 sqft · built 1961 |
| Lot Size | 0.235 acres (10,240 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $118 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 18-07-34-480-026.000-003 |
| Primary APN | 18-07-34-480-026.000-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 10,240 sqft (0.235 acres) |
| Lot Dimensions | 1,600 ft deep x 640 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 07 34 480 026 000 |
|---|---|
| Street Address | 1620 E ANDOVER AVE |
| City | MUNCIE |
| State | IN |
| Zip | 47303-2270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T J BAILEY LOT 20 |
| Legal Subdivision | TJ BAILEY ADD |
| Legal Lot Number | 20 |
| Jurisdiction | DELAWARE IN |
| Township / Civil Division | CENTER |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 2000 |
1620 E Andover Ave is owned and occupied by an individual who acquired it in April 2016.
Source: Delaware County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1620 E ANDOVER AVE, MUNCIE, IN 47303-2270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| Dec 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage THRIVE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2016 |
| Deed Sale | Apr 20, 2016 |
| Prior Sale | Dec 29, 2015 |
| Deed Document Number | 20164330 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IN |
| Property Address | 1620 E ANDOVER AVE, MUNCIE, IN 47303-2270 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022R15253 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 2022R15253 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 23, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IN |
| Property Address | 1620 E ANDOVER AVE, MUNCIE, IN 47303-2270 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017R17038 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 2017R17038 |
| Name | THRIVE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2033 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1620 E Andover Ave was $118, down 75.3% from the year before.
Source: Delaware County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Delaware County |
| County Subdivision | Center Township |
| Municipality | Muncie City |
| Unified School District | Muncie Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $118.00 (-75.31%) | $44,700 Land $2,800 Building $41,900 | $44,700 Land $2,800 Building $41,900 |
| 2024 | $478.00 (-5.16%) | ||
| 2023 | $504.00 (+37.33%) | $36,000 (-0.83%) Land $2,800 Building $33,200 | $36,000 (-0.83%) Land $2,800 Building $33,200 |
| 2022 | $367.00 (-6.38%) | $36,300 Land $2,800 Building $33,500 | $36,300 Land $2,800 Building $33,500 |
| 2021 | $392.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1620 E Andover Ave in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 14 (1992–2020) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Jan 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1620 E Andover Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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