1620 E 86th St, #31, Chicago, IL 60617 Property Records

Cook County property record for 1620 E 86th St, #31, Chicago, IL 60617

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,381 sqft · built 1926
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Sep 2020)
Tax Bill	$2,532 (2023)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jan 2019 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`20-36-318-025`

Property Details

APN / Parcel Number

Primary APN	`20-36-318-025`
Alternative APN	`20-36-318-025-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,381 sqft Living Area
1st Floor Area	1,381 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1928
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,750 sqft (0.086 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1620 E 86TH ST
City	CHICAGO
State	IL
Zip	60617-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(CEPEKS) SUB OF NH SW SW SEC 36-38-14
Legal Range	14E
Legal Township	38N
Legal Section	36
Legal Subdivision	CEPEKS SUB
Legal Block	3
Legal Lot Number	26
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4012
Census Tract	450300

Owner

1620 E 86th St, #31 is owned and occupied by an individual who bought it in September 2020.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1620 E 86TH ST, CHICAGO, IL 60617-2725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Warranty Deed, Transfer · Conventional with PMI WINTRUST MTG
Jan 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage ABRAHAM S VACHACHIRA
Feb 20, 2019	Quit Claim Deed, Transfer · Line of Credit TREF 2 LLC
Oct 9, 2018	Trustee's Deed, Construction Loan · Line of Credit RFLF 1 LLC
Feb 21, 2018	Trustee's Deed, Construction Loan · Construction Mortgage RFLF 2 LLC
Oct 25, 2017	Trustee's Deed, Construction Loan · Construction Mortgage GREENS400 LLC
Jun 12, 2017	Grant Deed, Transfer · Line of Credit INLAND BK&TR
Jan 9, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	Jun 12, 2017 · Amount on File
Deed Document Number	202039205
Prior Transfer Date	Nov 9, 2018
Prior Transfer Doc	0000049412
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 2, 2020
Property Address	1620 E 86TH ST # 31, 31, CHICAGO, IL 60617-2725
Document Number	2024639205
Instrument Date	Jun 29, 2020
Instrument	24639205
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 E 86TH ST CHICAGO IL 606172725, CHICAGO, IL 60617-2725

Mortgage

Document Number	2024639206
Date	Sep 2, 2020
Instrument	24639206

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.99%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1620 E 86TH ST # 31, 31, CHICAGO, IL 60617-2725
Document Number	1910716070
Instrument Date	Jan 29, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6150 N MILWAUKEE AVE CHICAGO IL 606463821, CHICAGO, IL 60646-3821

Mortgage

Document Number	1910716070
Date	Apr 17, 2019
Instrument	10716070

Lender

Name	ABRAHAM S VACHACHIRA
Address	834 E RAND RD # 3, MOUNT PROSPECT, IL 60056-2569

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Feb 20, 2019
Property Address	1620 E 86TH ST # 31, 31, CHICAGO, IL 60617-2725
Document Number	1905149412
Instrument Date	Nov 9, 2018
Instrument	5149412
Transaction Type	Transfer
Record Updated	Mar 4, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6150 N WILWANKA AVENUE 1 CHICAGO IL 60646, CHICAGO, IL 60646

Mortgage

Document Number	1905149413
Date	Feb 20, 2019
Instrument	5149413

Lender

Name	TREF 2 LLC
Address	7434 N HARLEM AVE, CHICAGO, IL 60631-4404

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Feb 19, 2021

Interest

Rate Type	Adjustable Rate

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Oct 9, 2018
Property Address	1620 E 86TH ST # 31, 31, CHICAGO, IL 60617-2725
Document Number	1828249130
Instrument Date	Sep 28, 2018
Instrument	28249130
Transaction Type	Construction Loan
Record Updated	Jan 16, 2019
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1620 E 86TH ST CHICAGO IL 606172725, CHICAGO, IL 60617-2725

Mortgage

Document Number	1828249130
Date	Oct 9, 2018
Instrument	28249130

Lender

Name	RFLF 1 LLC
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 8, 2019

Interest

Rate Type	Adjustable Rate

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Feb 21, 2018
Property Address	1620 E 86TH ST # 31, 31, CHICAGO, IL 60617-2725
Document Number	1805213017
Instrument Date	Feb 16, 2018
Instrument	5213017
Transaction Type	Construction Loan
Record Updated	Mar 2, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1620 E 86TH ST CHICAGO IL 606172725, CHICAGO, IL 60617-2725

Mortgage

Document Number	1805213017
Date	Feb 21, 2018
Instrument	5213017

Lender

Name	RFLF 2 LLC
Address	222 W ADAMS ST # 1980, CHICAGO, IL 60606-5253

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 20, 2019

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Oct 25, 2017
Property Address	1620 E 86TH ST # 31, 31, CHICAGO, IL 60617-2725
Document Number	1729849200
Instrument Date	Oct 2, 2017
Instrument	29849200
Transaction Type	Construction Loan
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1620 E 86TH ST CHICAGO IL 606172725, CHICAGO, IL 60617-2725
Investor	Possibly a Property Investor

Mortgage

Document Number	1729849200
Date	Oct 25, 2017
Instrument	29849200

Lender

Name	GREENS400 LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 24, 2018

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jun 12, 2017
Property Address	1620 E 86TH ST # 31, 31, CHICAGO, IL 60617-2725
Document Number	1716347050
Instrument Date	May 24, 2017
Instrument	16347050
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6150 N MILVAUKEE AVE CHICAGO IL 60646, CHICAGO, IL 60646

Mortgage

Document Number	1716347051
Date	Jun 12, 2017
Instrument	16347051

Lender

Name	INLAND BK&TR
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Jan 9, 2017
Property Address	1620 E 86TH ST # 31, 31, CHICAGO, IL 60617-2725
Document Number	1700913077
Instrument Date	Dec 13, 2016
Instrument	913077
Transaction Type	Foreclosure
Record Updated	Feb 14, 2017

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2805 BUTTERFIELD RD #200 OAK BROOK IL 605231170, 200, OAK BROOK, IL 60523-1170

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,101 Land $2,813 Building $10,288	$131,010 Land $28,130 Building $102,880
2023	$2,532.00 (+2.63%)
2022	$2,467.00	$11,999 Land $4,687 Building $7,312	$119,990 Land $46,870 Building $73,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1620 E 86th St, #31 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1620 E 86th St, #31 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,040 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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