1620 E 4th St, Dayton, OH 45403 Property Records

Montgomery County property record for 1620 E 4th St, Dayton, OH 45403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,212 sqft · built 1919
Lot Size	0.059 acres (2,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Jul 2025)
Tax Bill	$775 (2024)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R72-01207-0073`

Property Details

APN / Parcel Number

Primary APN	`R72-01207-0073`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	1,212 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Lot Area	2,579 sqft (0.059 acres)
Lot Dimensions	86 ft deep x 30 ft wide
View / Lot	Neighborhood / Spot

Exterior Amenities

Porch	Open Frame Porch
Porch Area	156 sqft
Deck Area	117 sqft
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1620 E 4TH ST
City	DAYTON
State	OH
Zip	45403-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9030
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	73
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	5
Census Block	5006
Census Tract	1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Huffman Historic District listed 1982 · 663 contributing resources · NRIS 82003618

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5891 SHIRL ST, CYPRESS, CA 90630-3326
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2025 · Amount on Record
Deed Sale	Jul 29, 2025 · Amount on Record
Prior Sale	May 1, 2025 · Amount on Record
Deed Document Number	202539604
Prior Transfer Date	Apr 3, 1998
Prior Transfer Doc	0000007557
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1620 E 4TH ST, DAYTON, OH 45403-1804
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5891 SHIRL ST, CYPRESS, CA 90630-3326

Mortgage

Document Number	0000002254
Date	Jan 9, 2026
Instrument	2026-00002254

Lender

Name	AFFINITY GROUP MORTGAGE OF OHIO LLC
Type	Mortgage Company
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,200 (-) Land $3,160 Building $10,040	$37,710 (-) Land $9,020 Building $28,690
2024	$775.00 (+2.65%)
2023	$755.00 (-22.08%)	$13,200 (-) Land $3,160 Building $10,040	$37,710 (-) Land $9,020 Building $28,690
2022	$969.00	$13,200 Land $3,160 Building $10,040
2020			$37,710 Land $9,020 Building $28,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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