1620 Division St, Manitowoc, WI 54220 Property Records

Manitowoc County property record for 1620 Division St, Manitowoc, WI 54220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,604 sqft · built 1907
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Jun 2026)
Tax Bill	$2,175 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-000-349-120.00`

Property Details

APN / Parcel Number

Primary APN	`52-000-349-120.00`
Alternative APNs	`052-000-349-120.00` `000349120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,604 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	956 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1620 DIVISION ST
City	MANITOWOC
State	WI
Zip	54220-5628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 349
Legal Subdivision	ORIGINAL PLAT IN THE CITY OF MANITOWOC
Legal Block	349
Legal Lot Number	12
Jurisdiction	MANITOWOC WI
Township / Civil Division	MANITOWOC
Census Block Group	4
Census Block	4002
Census Tract	700

Owner

1620 Division St is owned and occupied by two individuals who bought it in June 2026.

Source: Manitowoc County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1620 DIVISION ST, MANITOWOC, WI 54220-5628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2025	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage VERVE
Nov 3, 2021	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Prior Sale	Nov 3, 2021 · Amount on File
Deed Document Number	20261295819
Deed Book / Page	3769 / 213
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	1620 DIVISION ST, MANITOWOC, WI 54220-5628
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003698/134
Date	Jun 18, 2025
Book Page	3698/134
Instrument	1284681

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Jun 4, 2026
Property Address	1620 DIVISION ST, MANITOWOC, WI 54220-5628
Document Number	0001295819
Book / Page	3769 / 213
Instrument Date	May 29, 2026
Instrument	20261295819
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,116.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1620 DIVISION ST, MANITOWOC, WI 54220-5628

Mortgage

Document Number	0001295819,
Date	Jun 4, 2026
Book Page	3769/214
Instrument	20261295819

Lender

Name	VERVE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Nov 3, 2021
Property Address	1620 DIVISION ST, MANITOWOC, WI 54220-5628
Document Number	3451/634
Book / Page	3451 / 634
Instrument Date	Oct 22, 2021
Instrument	1243581
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 DIVISION ST, MANITOWOC, WI 54220-5628

Mortgage

Document Number	1243582
Date	Nov 3, 2021
Instrument	1243582

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1620 Division St was $2,175 with exemptions applied.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Manitowoc City
Unified School District	Manitowoc School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,175.00	$145,500 Land $16,000 Building $129,500	$147,774 Land $16,250 Building $131,524
2023	$1,429.00 Homeowner's exemption	$90,200 Land $12,700 Building $77,500	$90,300 Land $12,714 Building $77,586

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1620 Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1620 Division St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANITOWOC WATERWORKS serves 34,500 people · EPA ID WI4360364
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 795 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Frontier, TDS Telecom.

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