1620 Cunningham Dr, Helena, AL 35080 Property Records

Shelby County property record for 1620 Cunningham Dr, Helena, AL 35080

Property Summary

Property Type	Single Family Home
Details	1 ba · 904 sqft · built 1976
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Oct 2021)
Tax Bill	$251 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135151002024002`

Property Details

APN / Parcel Number

Primary APN	`135151002024002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	904 sqft Heated Area
1st Floor Area	904 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Masonite
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Porch	Slab
Deck Area	164 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1620 CUNNINGHAM DR
City	HELENA
State	AL
Zip	35080-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 15 20S 03W NBRHD: 06 LIBERTY HEIGHTS R-2
Legal Range	03W
Legal Township	20S
Legal Section	15
Legal Subdivision	LIBERTY HEIGHTS HELENA MAP OF
Legal Block	F
Legal Lot Number	13
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	3
Census Block	3014
Census Tract	30316

Owner

1620 Cunningham Dr is owned and occupied by an individual who bought it in October 2021.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3428 WILDEWOOD DR, PELHAM, AL 35124-1445
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on File
Deed Sale	Oct 20, 2021 · Amount on File
Prior Sale	May 20, 2009 · Amount on File
Deed Document Number	2021509230
Prior Transfer Date	Jun 7, 2007
Prior Transfer Doc	0000338610
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Oct 20, 2021
Property Address	1620 CUNNINGHAM DR, HELENA, AL 35080-3103
Document Number	0000509230
Map Reference	MB 3 PG 26
Instrument Date	Oct 20, 2021
Instrument	20211020000509230
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 OLDE TOWNE RD # 105, 105, VESTAVIA HILLS, AL 35216-3778

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 WILDEWOOD DR, PELHAM, AL 35124-1445

Mortgage

Document Number	0000509240
Date	Oct 20, 2021
Instrument	20211020000509240

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1620 Cunningham Dr was $251 with a homeowner's exemption, down 12.5% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Helena City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$251.00 (-12.54%) Homeowner's exemption
2025	$287.00	$5,860	$58,450 Land $3,750 Building $54,700
2023	$212.00 (-53.61%)	$5,180 (-44.54%)	$51,650 (+10.72%) Land $3,750 Building $47,900
2022	$457.00	$9,340	$46,650 Land $3,750 Building $42,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1620 Cunningham Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	76 (1979–2021)
Claims Outside the SFHA	12 of 76
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2021 · 7 claims Severe Storms, Tornadoes & Flooding, Feb 1990 · 15 claims Severe Storms,flooding And Tornadoes, Dec 1983 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1620 Cunningham Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HELENA, THE UB OF THE serves 21,300 people · EPA ID AL0001157
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20