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1620 Coles Way Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 1620 Coles Way Cv, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,448 sqft · built 2010
Lot Size0.36 acres (15,692 sqft)
Owner2 Individual Names on Record
Tax Bill$2,297 (2025)
Deeds & MortgagesMar 2021 Mortgage
Sep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN3-08-1-11-01-0-00011-00

Property Details

APN / Parcel Number

Primary APN3-08-1-11-01-0-00011-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area2,448 sqft Adjusted Area
1st Floor Area1,898 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof MaterialShingle
Lot Area15,692 sqft (0.36 acres)
Lot Dimensions153 ft deep x 133 ft wide

Location & Zoning

Street Address1620 COLES WAY CV
CityHERNANDO
StateMS
Zip38632-2263
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12 OVERL
Legal DescriptionROBERTSON PLACE LOT 11
Legal Range008
Legal Township03S
Legal Section11
Legal SubdivisionROBERTSON PLACE
Legal Lot Number11
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group1
Census Block1044
Census Tract71122

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1620 COLES WAY CV, HERNANDO, MS 38632-2263
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUSTMARK NATIONAL BANK
Sep 1, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2022
Deed SaleSep 1, 2022
Prior SaleAug 30, 2013 · Amount on Record
Deed Book / Page1010 / 553
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1620 COLES WAY CV, HERNANDO, MS 38632-2263
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1620 COLES WAY CV, HERNANDO, MS 38632-2263

Mortgage

Document Number005195/437
DateMar 26, 2021
Book Page5195/437
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressJACKSON, MS 39225
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateSep 1, 2022
Property Address1620 COLES WAY CV, HERNANDO, MS 38632-2263
Document Number001010/553
Book / Page1010 / 553
Map ReferenceMB 106 PG 5&6
Instrument DateJul 13, 2022
Transaction TypeTransfer
Record UpdatedNov 29, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1620 COLES WAY CV, 1620, HERNANDO, MS 38632-2263

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1620 COLES WAY CV, HERNANDO, MS 38632-2263

Mortgage

Document Number0005595533
DateSep 1, 2022
Instrument5595/533
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,297.00 (+17.01%)$22,299 (+36.7%) Land $3,000 Building $19,299$222,994 (+36.71%) Land $30,000 Building $192,994
2023$1,963.00$16,312$163,117 Land $30,000 Building $133,117

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people · EPA ID MS0170002
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
C Spire Wireless
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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