1620 Co Rd 500 E, Champaign, IL 61822 Property Records

Champaign County property record for 1620 Co Rd 500 E, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1957
Lot Size	0.242 acres (10,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,500 (Dec 2019)
Tax Bill	$2,314 (2024)
Deeds & Mortgages	Mar 2026 Second Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-19-12-351-026`

Property Details

APN / Parcel Number

Primary APN	`23-19-12-351-026`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	3,152 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	10,560 sqft (0.242 acres)
Garage Type	Attached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1620 COUNTY ROAD 500 E
City	CHAMPAIGN
State	IL
Zip	61822-9252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 WATSON SUB
Legal Range	07E
Legal Township	19N
Legal Section	12
Legal Subdivision	WATSON SUB
Legal Lot Number	4
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	SCOTT
Census Block Group	2
Census Block	2021
Census Tract	10604

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 N MARKET ST, BONDVILLE, IL 61815-3420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jun 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage HEARTLAND BANK AND TRUST CO
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 17, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Prior Sale	Apr 26, 2005 · Amount on Record
Deed Document Number	201921195
Prior Transfer Date	Aug 22, 2013
Prior Transfer Doc	0000022222
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1620 COUNTY ROAD 500 E, CHAMPAIGN, IL 61822-9252
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004435
Date	Mar 30, 2026
Instrument	2026R04435

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

Interest

Rate	8.87%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1620 COUNTY ROAD 500 E, CHAMPAIGN, IL 61822-9252
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010735
Date	Jun 27, 2018
Instrument	2018R10735

Lender

Name	HEARTLAND BANK AND TRUST CO
Type	Non-Lending Institution
Address	FARMER CITY, IL 61842

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1620 COUNTY ROAD 500 E, CHAMPAIGN, IL 61822-9252
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017889
Date	Sep 4, 2020
Instrument	2020R17889

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 17, 2019
Property Address	1620 COUNTY ROAD 500 E, CHAMPAIGN, IL 61822-9252
Document Number	0000021195
Instrument Date	Dec 16, 2019
Instrument	21195
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	308 N MARKET ST BONDVILLE IL 61815, BONDVILLE, IL 61815

Mortgage

Document Number	21196
Date	Dec 17, 2019
Instrument	21196

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Scott Township
Municipality	Bondville Village
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,390 (+1.47%) Land $8,010 Building $35,380	$130,170 (+1.47%) Land $24,030 Building $106,140
2024	$2,314.00 (+4.94%)	$42,760 (+14.06%) Land $7,360 Building $35,400	$128,280 (+14.06%) Land $22,080 Building $106,200
2023	$2,205.00 (+6.73%)
2022	$2,066.00 Homeowner's exemption Senior Citizen's exemption	$37,490 Land $6,450 Building $31,040	$112,470 Land $19,350 Building $93,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mediacom Xtream Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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