1620 Caroline St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 1620 Caroline St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,674 sqft · built 1939
Lot Size	0.057 acres (2,526 sqft)
Owner	Individual Name on File
Last Sale	$599,000 (Dec 2024)
Tax Bill	$4,086 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage
APN	`7789-07-1686`

Property Details

APN / Parcel Number

Primary APN	`7789-07-1686`
Alternative APNs	`0104` `104`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,674 sqft Living Area
1st Floor Area	908 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1939
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,526 sqft (0.057 acres)
Lot Dimensions	81 ft deep x 27 ft wide
Garage Type	Built-in
Porch	Porch
Porch Area	44 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	104
Old Parcel Number	0104
Street Address	1620 CAROLINE ST
City	FREDERICKSBURG
State	VA
Zip	22401-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT
Legal Description	BL 25-1620
Legal Subdivision	FREDERICKSBURG DEV CO
Legal Block	25
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	2
Census Block	2015
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1620 Caroline St is owned and occupied by an individual who bought it in December 2024.

Source: Fredericksburg City records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1620 CAROLINE ST, FREDERICKSBURG, VA 22401-3502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2024 · Amount on File
Deed Sale	Dec 11, 2024 · Amount on File
Prior Sale	May 20, 2021 · Amount on File
Deed Document Number	202402101
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	May 20, 2021
Property Address	1620 CAROLINE ST, FREDERICKSBURG, VA 22401-3502
Document Number	202101941
Instrument Date	May 17, 2021
Instrument	202101941
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	MBM PROPERTY SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 CAROLINE ST, FREDERICKSBURG, VA 22401-3502

Mortgage

Document Number	202101942
Date	May 20, 2021
Instrument	202101942

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1620 Caroline St was $4,086.

Source: Fredericksburg City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,086.00	$504,500 Land $190,000 Building $314,500	$504,500 Land $190,000 Building $314,500
2024	$3,684.00	$414,000 Land $160,000 Building $254,000	$414,000 Land $160,000 Building $254,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 1620 Caroline St; there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1620 Caroline St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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