1620 Ave Oceano, Oceanside, CA 92056 Property Records

San Diego County property record for 1620 Ave Oceano, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,896 sqft · built 1990
Lot Size	0.142 acres (6,189 sqft)
Owner	Individual Name on Record
Last Sale	$988,000 (Jul 2023)
Tax Bill	$11,345 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jul 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`161-610-53-00`

Property Details

APN / Parcel Number

Primary APN	`161-610-53-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	1,896 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Lot Area	6,189 sqft (0.142 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1620 AVENIDA OCEANO
City	OCEANSIDE
State	CA
Zip	92056-6943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-1 (Res)
Legal Description	LOT 72 TR 011794
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	011794
Legal Block	2
Legal Lot Number	72
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	19304

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1620 AVENIDA OCEANO, OCEANSIDE, CA 92056-6943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE
Jul 17, 2023	Grant Deed, Transfer CHICAGO TITLE COMPANY
May 1, 2023	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage TITAN MUTUAL LENDING INC
Apr 17, 2020	Grant Deed, Transfer · Conventional Mortgage COMPANY LENDING GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	Apr 17, 2020 · Amount on Record
Deed Document Number	2023186347
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 17, 2023
Property Address	1620 AVENIDA OCEANO, OCEANSIDE, CA 92056-6943
Document Number	0000186346
Instrument Date	Jul 13, 2023
Instrument	2023-0186346
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 AVENIDA OCEANO, OCEANSIDE, CA 92056-6943

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 17, 2023
Property Address	1620 AVENIDA OCEANO, OCEANSIDE, CA 92056-6943
Document Number	0000186347
Map Reference	MAP 11794
Instrument Date	Jul 10, 2023
Instrument	2023-0186347
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7071 ROSE DR, CARLSBAD, CA 92011-3976

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1620 AVENIDA OCEANO, OCEANSIDE, CA 92056-6943
Transaction Type	Mortgage
Record Updated	May 10, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 AVENIDA OCEANO, OCEANSIDE, CA 92056-6943

Mortgage

Document Number	0000112313
Date	May 1, 2023
Instrument	2023-0112313

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1620 AVENIDA OCEANO, OCEANSIDE, CA 92056-6943
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 AVENIDA OCEANO, OCEANSIDE, CA 92056-6943

Mortgage

Document Number	0000804590
Date	Nov 23, 2021
Instrument	2021-0804590

Lender

Name	TITAN MUTUAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2020
Property Address	1620 AVENIDA OCEANO, OCEANSIDE, CA 92056-6943
Document Number	0000196376
Instrument Date	Mar 12, 2020
Instrument	196376
Transaction Type	Transfer
Record Updated	May 1, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$711.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 AVENIDA OCEANO OCEANSIDE CA 920566943, OCEANSIDE, CA 92056-6943

Mortgage

Document Number	196377
Date	Apr 17, 2020
Instrument	196377

Lender

Name	COMPANY LENDING GROUP LLC
Type	Bank
Address	BUENA PARK, CA 90621

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,027,913 (+2%) Land $598,291 Building $429,622
2025	$11,345.00 (+54.61%)	$1,007,759 (+48.41%) Land $586,560 Building $421,199
2023	$7,338.00 (+0.16%)	$679,058 (+2%) Land $395,241 Building $283,817
2022	$7,326.00	$665,744 Land $387,492 Building $278,252

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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