Stearns County property record for 1620 7th St N, Saint Cloud, MN 56303
| Property Type | Commercial |
|---|---|
| Details | 10,200 sqft · built 1999 |
| Lot Size | 0.279 acres (12,150 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,192 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-52980-0011 |
| Primary APN | 82-52980-0011 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 10,200 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Metal |
| Roof Material | Metal |
| Lot Area | 12,150 sqft (0.279 acres) |
| Lot Width | 81 ft Width |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 1620 7TH ST N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-3316 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | I2 |
| Legal Description | LOT 5 & 6 & N 18' OF LOTS 7 & 8 & PT OF E 60' OF VAC 17TH AVE ADJ BLK 19 STEARNS ADD SECTION 11 TOWNSHIP 124 RANGE 028 AVE |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 11 |
| Legal Subdivision | STEARNS ADD |
| Legal Block | 19 |
| Legal Lot Number | 5-8 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 801 |
Source: Stearns County records · APN 82-52980-0011
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1525 SCENIC DR NW, SAUK RAPIDS, MN 56379-9547 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FALCON NATIONAL BANK |
| Aug 12, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 10, 2020 |
| Transfer Doc | 00A1577287 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 02, 2026 |
| Property Address | 1620 7TH ST N, SAINT CLOUD, MN 56303-3316 |
| Document Number | 0001710638 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20261710638 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1620 7TH ST N, SAINT CLOUD, MN 56303-3316 |
| Document Number | 0001710638, |
|---|---|
| Date | Apr 02, 2026 |
| Instrument | 20261710638 |
| Name | FALCON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 30, 2031 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 12, 2020 |
| Property Address | 1620 7TH ST N, SAINT CLOUD, MN 56303-3316 |
| Document Number | 00A1577287 |
| Instrument Date | Aug 10, 2020 |
| Instrument | A1577287 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1525 SCENIC DR NW, SAUK RAPIDS, MN 56379-9547 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,192.00 (+14.99%) | $310,000 (+5.08%) Land $60,000 Building $250,000 | $310,000 (+5.08%) Land $60,000 Building $250,000 |
| 2025 | $295,000 (+8.5%) Land $60,000 Building $235,000 | $295,000 (+8.5%) Land $60,000 Building $235,000 | |
| 2024 | $7,124.00 (+7.78%) | ||
| 2023 | $6,610.00 | $271,900 Land $60,000 Building $211,900 | $271,900 Land $60,000 Building $211,900 |
Source: FEMA National Flood Hazard Layer as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BIF IV Intrepid HoldCo Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Lumen Technologies DSL | 140 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 515 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Cloud serves 71,321 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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