1620 11th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1620 11th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 993 sqft · built 1998
Owner	Individual Name on Record
Last Sale	$166,500 (May 2018)
Tax Bill	$2,458 (2023)
Deeds & Mortgages	Feb 2026 Transfer Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-51024-0000`

Property Details

APN / Parcel Number

Primary APN	`82-51024-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	993 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Architectural Style	Bi-Level
Exterior Material	Metal
Lot Width	83 ft Width
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	82.51024.0000
Street Address	1620 11TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 007 BLOCK 003 OF SPRUCEWOOD ADD; LOT 008 BLOCK 003 OF SPRUCEWOOD ADD LOT 7 & S 25.65' OF LOT 8
Legal Range	28
Legal Township	124
Legal Section	23
Legal Subdivision	SPRUCEWOOD ADD
Legal Block	3
Legal Lot Number	7-8
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1028
Census Tract	301

Owner

Source: Stearns County records, as of April 8, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1620 11TH AVE S, SAINT CLOUD, MN 56301-5639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 3, 2021	Quit Claim Deed, Transfer Quitclaim
May 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2018 · Amount on Record
Deed Sale	May 18, 2018 · Amount on Record
Prior Sale	May 18, 2018 · Amount on Record
Deed Document Number	0000T41723
Last Transfer Date	Sep 3, 2021
Transfer Doc	0000T44278
Record Updated	Jun 7, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 26, 2026
Property Address	1620 11TH AVE S, SAINT CLOUD, MN 56301-5639
Document Number	0000T46952
Instrument Date	Feb 19, 2026
Instrument	T46952
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1620 11TH AVE S, SAINT CLOUD, MN 56301-5639

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 3, 2021
Property Address	1620 11TH AVE S, SAINT CLOUD, MN 56301-5639
Document Number	0000T44278
Instrument Date	Aug 17, 2021
Instrument	T44278
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 11TH AVE S, SAINT CLOUD, MN 56301-5639

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 18, 2018
Property Address	1620 11TH AVE S, SAINT CLOUD, MN 56301-5639
Document Number	0000T41723
Instrument Date	May 7, 2018
Instrument	T41723
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 11TH AVE S, SAINT CLOUD, MN 56301-5639

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,458.00	$226,700 Land $30,000 Building $196,700	$226,700 Land $30,000 Building $196,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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