162 Youcomico Dr, Lancaster, VA 22503 Property Records

Lancaster County property record for 162 Youcomico Dr, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1986
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individuals on Record
Last Sale	$464,000 (Apr 2026)
Tax Bill	$23 (2025)
Deeds & Mortgages	Apr 2026 Sale Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31E 1 3`

Property Details

APN / Parcel Number

Primary APN	`31E 1 3`
Alternative APN	`9675`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,536 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2001
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)

Exterior Amenities

Porch	Patio
Porch Area	24 sqft
Deck Area	156 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9675
Street Address	162 YOUCOMICO DR
City	LANCASTER
State	VA
Zip	22503-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	JEWELL ACRES 1.1 AC LR19/579
Legal Subdivision	JEWELL ACRES
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	4
Census Block	4008
Census Tract	30100

Owner

Source: Lancaster County assessment roll, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	162 YOUCOMICO DR, LANCASTER, VA 22503-4233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Bargain and Sale Deed, Transfer HOMELAND TITLE SETTLEMENT AGEN
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Jun 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Apr 23, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Apr 23, 2019	Warranty Deed, Transfer ABSTRACT TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	2026728
Record Updated	Sep 20, 2026

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LANCASTER VA
Recording Date	Apr 21, 2026
Property Address	162 YOUCOMICO DR, LANCASTER, VA 22503-4233
Document Number	0000000728
Instrument Date	Apr 17, 2026
Instrument	2026.728
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	HOMELAND TITLE SETTLEMENT AGEN

Transaction

Amount	Amount Recorded
Tax	$46,864.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 YOUCOMICO DR, LANCASTER, VA 22503-4233

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	162 YOUCOMICO DR, LANCASTER, VA 22503-4233
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001808
Date	Jul 25, 2022
Instrument	220001808

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	162 YOUCOMICO DR, LANCASTER, VA 22503-4233
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001732
Date	Jun 15, 2021
Instrument	210001732

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Apr 23, 2019
Property Address	162 YOUCOMICO DR, LANCASTER, VA 22503-4233
Document Number	190000579
Instrument Date	Apr 3, 2019
Instrument	190000579
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	ABSTRACT TITLE, ABSTRACT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190000580
Date	Apr 23, 2019
Instrument	190000580

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Apr 23, 2019
Property Address	162 YOUCOMICO DR, LANCASTER, VA 22503-4233
Document Number	190000579
Instrument Date	Apr 3, 2019
Instrument	190000579
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	ABSTRACT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23.00 (-98.85%)	$436,100 (+37.22%) Land $130,000 Building $306,100	$436,100 (+37.22%) Land $130,000 Building $306,100
2023	$2,002.00	$317,800 Land $120,000 Building $197,800	$317,800 Land $120,000 Building $197,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	28 (1998–2018)
Claims Outside the SFHA	4 of 28
Most Recent Claim	Nov 2018 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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