162 Windridge Rd, Newland, NC 28657 Property Records

Avery County property record for 162 Windridge Rd, Newland, NC 28657 · Last verified December 2025

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 3 ba · 2,138 sqft · built 1986
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Sep 2021)
Tax Bill	$1,246 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`76198`

Property Details

APN / Parcel Number

Primary APN	`76198`
Alternative APN	`18440638785700000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,138 sqft Heated Area
Basement Area	996 sqft
Finished Basement	996 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1991
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	228 sqft
Deck Area	751 sqft
Patio Area	751 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	76198
Street Address	162 WINDRIDGE RD
City	NEWLAND
State	NC
Zip	28657
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LH HIGHLAND HILLS 108&107PLAT 10-82
Legal Subdivision	HIGHLAND HILLS
Jurisdiction	AVERY NC
Township / Civil Division	PINEOLA
Census Block Group	3
Census Block	3029
Census Tract	930200

Owner

Source: Avery County records · APN 76198

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2032 LAND HBR, NEWLAND, NC 28657-7924
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Sep 08, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 08, 2021 · Amount on Record
Deed Sale	Sep 08, 2021 · Amount on Record
Prior Sale	Jul 11, 2013
Deed Document Number	0005651674
Deed Book / Page	565 / 1674
Record Updated	Jun 08, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	162 WINDRIDGE RD, NEWLAND, NC 28657
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 WINDRIDGE RD, NEWLAND, NC 28657

Mortgage

Document Number	0000000210
Date	Jan 17, 2024
Book Page	596/229
Instrument	2024000210

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Sep 08, 2021
Property Address	162 WINDRIDGE RD, NEWLAND, NC 28657
Document Number	2021005404
Book / Page	565 / 1674
Map Reference	MB 4 PG 194
Instrument Date	Sep 08, 2021
Instrument	2021005404
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8817 N ATLANTIC AVE # AVE88, 8817, CAPE CANAVERAL, FL 32920-3421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12508 CHICKASAW DR, HUNTERSVILLE, NC 28078-5425

Mortgage

Document Number	0005651677
Date	Sep 08, 2021
Instrument	565/1677

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2036

Tax Assessment & Valuation

Source: Avery County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,246.00	$311,700 (-) Land $37,500 Building $274,200	$311,700 (-) Land $37,500 Building $274,200
2023	$1,246.00	$311,700 (-) Land $37,500 Building $274,200	$311,700 (-) Land $37,500 Building $274,200
2022	$1,246.00	$311,700 Land $37,500 Building $274,200	$311,700 Land $37,500 Building $274,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Avery County (37011C), updated January 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370119302003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 47 individual NFIP policies nearby
Nearby Flood Policies	47 in force
Nearby Flood Claims	116 (1989–2024)
Claims Outside the SFHA	22 of 116
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 49 claims Hurricane Ivan, Sep 2004 · 22 claims Tropical Storm Frances, Sep 2004 · 19 claims

Wildfire

Wildfire Risk	Low above 35% of the US · above 49% of North Carolina
Wildfire Likelihood	About 1 in 2,273 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 366 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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