162 Windancer Ln, Unit 312, Miramar Beach, FL 32550 Property Records

Walton County property record for 162 Windancer Ln, Unit 312, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Owner	Individual Name on File
Last Sale	$672,500 (Jan 2025)
Tax Bill	$4,067 (2024)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-2S-21-42800-000-3120`

Property Details

APN / Parcel Number

Primary APN	`33-2S-21-42800-000-3120`
Alternative APN	`1074990`

Location & Zoning

Account Number	1074990
Street Address	162 WINDANCER LN UNIT 312, 312
City	MIRAMAR BEACH
State	FL
Zip	32550-4163
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 312 WINDANCER CONDO OR 1588-313 OR 1767-328 OR 3155-4549 OR 3347-2138
Legal Range	21W
Legal Township	02S
Legal Section	33
Legal Subdivision	WINDANCER CONDOMINIUM
Legal Lot Number	3120
Legal Unit	312
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records · APN 33-2S-21-42800-000-3120

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8 SILVERGRASS LN, SOUTHWICK, MA 01077-3001
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 16, 2025 · Amount on Record
Deed Sale	Jan 16, 2025 · Amount on Record
Prior Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	20250001648
Deed Book / Page	3347 / 2138
Record Updated	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 20, 2020
Property Address	162 WINDANCER LN UNIT 312, 312, MIRAMAR BEACH, FL 32550-4163
Document Number	0031554549
Book / Page	3155 / 4549
Map Reference	MB 1576 PG 1
Instrument Date	Aug 14, 2020
Instrument	20200031450
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1803 WOODRIDGE DR, 1803, BAINBRIDGE, GA 39819-5262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CLARA AVE, SAINT LOUIS, MO 63119-4049

Mortgage

Document Number	0031554551
Date	Aug 20, 2020
Instrument	3155/4551

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$452,771 (+8.08%) Building $452,771	$452,771 (+8.08%) Building $452,771
2024	$4,067.00 (+9.65%)
2023	$3,709.00 (+7.82%)	$418,919 (+1%) Building $418,919	$418,919 (+1%) Building $418,919
2022	$3,440.00	$380,835 Building $380,835	$380,835 Building $380,835

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: REV, Wildstar Networks.

Based on FCC filings for 230 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.