Mobile County property record for 162 Williams St, Mobile, AL 36606
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,417 sqft · built 1983 |
| Lot Size | 0.156 acres (6,835 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $98,000 (Nov 2005) |
| Tax Bill | $843 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | R022907240005069 |
| Primary APN | R022907240005069 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,417 sqft Living Area |
| 1st Floor Area | 1,340 sqft |
| Upper Floors Area | 96 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,835 sqft (0.156 acres) |
| Porch | Slab |
| Porch Area | 357 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 792850 |
|---|---|
| Street Address | 162 WILLIAMS ST |
| City | MOBILE |
| State | AL |
| Zip | 36606-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 1 HIGH SCHOOL PK SUBDIV MBK 2 P 17 #SEC 24 T3S R3W #MP29 07 24 0 005 |
| Legal Range | 03S |
| Legal Township | 03S |
| Legal Section | 24 |
| Legal Subdivision | HIGH SCHOOL PK SUBDIV |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 2501 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Midtown Historic District listed 2001 · 1,271 contributing resources · NRIS 01001293 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
162 Williams St is owned and occupied by two individuals who bought it in November 2005.
Source: Mobile County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 162 WILLIAMS ST, MOBILE, AL 36606-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 20, 2018 | Warranty Deed, Transfer · Conventional with PMI PEOPLES BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2005 · Amount on File |
| Deed Sale | Nov 9, 2005 · Amount on File |
| Deed Document Number | 200582767 |
| Deed Book / Page | 5872 / 1624 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 162 WILLIAMS ST, MOBILE, AL 36606-1404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000003899 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 2026003899 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 11, 2046 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 162 WILLIAMS ST, MOBILE, AL 36606-1404 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000066567 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 2021066567 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Apr 20, 2018 |
| Property Address | 162 WILLIAMS ST, MOBILE, AL 36606-1404 |
| Document Number | 0000022111 |
| Book / Page | 007627 / 000882 |
| Instrument Date | Apr 19, 2018 |
| Instrument | 22111 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2019 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 162 WILLIAMS ST MOBILE AL 366061404, MOBILE, AL 36606-1404 |
| Document Number | 22112 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 007627/000885 |
| Instrument | 22112 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | NORTH CHARLESTON, SC 29405 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 19, 2048 |
The 2025 property tax bill for 162 Williams St was $843 with a homeowner's exemption, up 4.6% from the year before.
Source: Mobile County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $843.00 (+4.59%) Homeowner's exemption | $14,180 (+4.26%) Land $3,600 Building $10,580 | $141,800 (+4.26%) Land $36,000 Building $105,800 |
| 2024 | $806.00 (+1.77%) Homeowner's exemption | $13,600 (+1.72%) Land $3,600 Building $10,000 | $136,000 (+1.72%) Land $36,000 Building $100,000 |
| 2023 | $792.00 Homeowner's exemption | $13,370 Land $3,000 Building $10,370 | $133,700 Land $30,000 Building $103,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 162 Williams St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 97 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 52 (1979–2025) |
| Claims Outside the SFHA | 39 of 52 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 162 Williams St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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