Transylvania County property record for 162 Watson Dr, Rosman, NC 28772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1993 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,426 (May 2010) |
| Tax Bill | $1,784 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8552-73-6362-000 |
| Primary APN | 8552-73-6362-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,456 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 100,188 sqft (2.3 acres) |
| View / Lot | Waterfront |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Account Number | 70318840 |
|---|---|
| Street Address | 162 WATSON DR |
| City | ROSMAN |
| State | NC |
| Zip | 28772-9789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF US HWY 178 |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | EASTATOE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 960501 |
Source: Transylvania County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 162 WATSON DR, ROSMAN, NC 28772-9789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2010 · Amount on Record |
| Deed Sale | May 26, 2010 · Amount on Record |
| Deed Document Number | 20102649 |
| Deed Book / Page | 538 / 471 |
| Last Transfer Date | May 13, 2021 |
| Transfer Doc | 0009820471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Recording Date | May 18, 2021 |
| Property Address | 162 WATSON DR, ROSMAN, NC 28772-9789 |
| Document Number | 0009820471 |
| Book / Page | 982 / 471 |
| Map Reference | MB 285 PG 207 |
| Instrument Date | May 13, 2021 |
| Instrument | 2021003821 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 162 WATSON DR, ROSMAN, NC 28772-9789 |
| Document Number | 2021003822 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021003822 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 162 WATSON DR, ROSMAN, NC 28772-9789 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0009320255 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 932/255 |
| Instrument | 2020004178 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Transylvania County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,784.00 | $371,390 (-) Land $41,400 Building $329,990 | $371,390 (-) Land $41,400 Building $329,990 |
| 2025 | $1,784.00 (+44.81%) | $371,390 (+98.43%) Land $41,400 Building $329,990 | $371,390 (+98.43%) Land $41,400 Building $329,990 |
| 2023 | $1,232.00 | $187,160 Land $36,060 Building $151,100 | $187,160 Land $36,060 Building $151,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2021–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 2,000 / 200 |
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