Oswego County and Oswego City property record for 162 W 3rd St, Oswego, NY 13126
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2.5 ba · 3,198 sqft · built 1940 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | Company Name on Record |
| Last Sale | $222,500 (Feb 2024) |
| Tax Bill | $4,114 (2026) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Jul 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.62-04-03 |
| Primary APN | 351200 128.62-04-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,198 sqft Total Area |
| 1st Floor Area | 1,810 sqft |
| 2nd Floor Area | 1,245 sqft |
| Upper Floors Area | 142 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 48 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 531 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1497AM |
|---|---|
| Street Address | 162 W 3RD ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-2530 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TN2 |
| Legal Subdivision | HAMILTONS GORE |
| Legal Block | 4 |
| Legal Lot Number | 3.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 21601 |
Source: Oswego County and Oswego City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 317 N TIOGA ST, ITHACA, NY 14850-4205 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Feb 26, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage CHAD SUMMER |
| Jul 18, 2022 | Warranty Deed, Transfer VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL S |
| Jun 8, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 24, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2024 · Amount on Record |
| Deed Sale | Feb 26, 2024 · Amount on Record |
| Prior Sale | Aug 27, 2003 · Amount on Record |
| Deed Document Number | 2024R2024001671 |
| Last Transfer Date | Jun 5, 2025 |
| Transfer Doc | 0000004315 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Feb 26, 2024 |
| Property Address | 162 W 3RD ST, OSWEGO, NY 13126-2530 |
| Document Number | 0000001671 |
| Instrument Date | Feb 20, 2024 |
| Instrument | R-2024-001671 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 227 E 6TH ST, OSWEGO, NY 13126-3217 |
| Name | Verified Name |
|---|---|
| Address | 85 KEITH LN, DRYDEN, NY 13053-9756 |
| Document Number | 0000001672 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | R-2024-001672 |
| Name | CHAD SUMMER |
|---|---|
| Type | Private Party |
| Address | 227 E 6TH ST, OSWEGO, NY 13126 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 2 Months |
| Due | Apr 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jul 18, 2022 |
| Property Address | 162 W 3RD ST, OSWEGO, NY 13126-2530 |
| Document Number | 0000007774 |
| Instrument Date | Jun 28, 2022 |
| Instrument | R-2022-007774 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL S |
| Amount | Amount Recorded |
|---|---|
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 227 E 6TH ST, 227, OSWEGO, NY 13126-3217 |
| Name | Verified Name |
|---|---|
| Address | 162 W 3RD ST, OSWEGO, NY 13126-2530 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jun 8, 2020 |
| Property Address | 162 W 3RD ST, OSWEGO, NY 13126-2530 |
| Document Number | 0000004488 |
| Instrument Date | Jun 3, 2020 |
| Instrument | 4488 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 162 W 3RD ST OSWEGO NY 131262530, OSWEGO, NY 13126-2530 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | May 24, 2018 |
| Property Address | 162 W 3RD ST, OSWEGO, NY 13126-2530 |
| Document Number | 0000004945 |
| Instrument Date | May 22, 2018 |
| Instrument | 4945 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $640.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 E SENECA ST OSWEGO NY 131261157, OSWEGO, NY 13126-1157 |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,114.00 (+0.54%) | ||
| 2025 | $4,092.00 | $222,000 (+38.75%) Land $18,400 Building $203,600 | $222,000 (+15.16%) Land $18,400 Building $203,600 |
| 2023 | $160,000 Land $11,700 Building $148,300 | $192,771 Land $14,096 Building $178,675 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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