162 Timber Skip Dr, Spring Lake, NC 28390 Property Records

Harnett County property record for 162 Timber Skip Dr, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,292 sqft · built 2020
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Sep 2023)
Tax Bill	$2,445 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1500058982`

Property Details

APN / Parcel Number

Primary APN	`1500058982`
Alternative APNs	`01053530 0100 09` `1500036531`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,292 sqft Heated Area
1st Floor Area	1,028 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	16,988 sqft (0.39 acres)
Garage Area	488 sqft
Porch	Porch
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500058982
Street Address	162 TIMBER SKIP DR
City	SPRING LAKE
State	NC
Zip	28390-5803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#47 ACC/AND CRK CROSSING MAP#2019-312
Legal Subdivision	ANDERSON CREEK CLU
Legal Lot Number	47
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2006
Census Tract	71204

Owner

Source: Harnett County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	162 TIMBER SKIP DR, SPRING LAKE, NC 28390-5803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Sep 28, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
May 28, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 12, 2019	Warranty Deed, Construction Loan · Construction Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Sep 12, 2019 · Amount on Record
Deed Document Number	202316448
Deed Book / Page	4209 / 688
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Recording Date	Jun 15, 2026
Property Address	162 TIMBER SKIP DR, SPRING LAKE, NC 28390-5803
Document Number	0000012153
Book / Page	4348 / 940
Instrument Date	Jun 9, 2026
Instrument	202612153
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 TIMBER SKIP DR, SPRING LAKE, NC 28390-5803

Mortgage

Document Number	0000012153,
Date	Jun 15, 2026
Book Page	4348/940
Instrument	202612153

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Sep 28, 2023
Property Address	162 TIMBER SKIP DR, SPRING LAKE, NC 28390-5803
Document Number	0000016448
Book / Page	4209 / 688
Map Reference	MB 2019 PG 211
Instrument Date	Sep 13, 2023
Instrument	2023016448
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	721 PELICAN BAY DR, DAYTONA BEACH, FL 32119-1367

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 TIMBER SKIP DR, SPRING LAKE, NC 28390-5803

Mortgage

Document Number	0000016450
Date	Sep 28, 2023
Instrument	2023016450

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	162 TIMBER SKIP DR, SPRING LAKE, NC 28390-5803
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008239
Date	May 28, 2020
Book Page	3817/476
Instrument	2020008239

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Sep 12, 2019
Property Address	162 TIMBER SKIP DR, SPRING LAKE, NC 28390-5803
Document Number	0000013135
Book / Page	3735 / 0221
Map Reference	MB 2019 PG 211
Instrument Date	Sep 9, 2019
Instrument	2019013135
Transaction Type	Construction Loan
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 WHISPERING PINES DR, 125, SPRING LAKE, NC 28390-9121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5711 SIX FORKS RD STE 200, 200, RALEIGH, NC 27609-3888
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013136
Date	Sep 12, 2019
Instrument	2019013136

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,445.00	$336,703 (-)	$336,703 (-) Land $64,370 Building $272,333
2023	$2,445.00	$336,703	$336,703 Land $64,370 Building $272,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (2013–2018)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Hotwire Communications.

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