162 This Way, Freeport, FL 32439 Property Records

Walton County property record for 162 This Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,764 sqft · built 2021
Lot Size	0.164 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Apr 2023)
Tax Bill	$5,395 (2024)
Deeds & Mortgages	Aug 2025 Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23213-000-0890`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23213-000-0890`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,764 sqft Living Area
Gross Area	3,378 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.164 acres)
Lot Dimensions	13 ft deep x 5.1 ft wide
Garage Type	Finished

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	162 THIS WAY
City	FREEPORT
State	FL
Zip	32439-5435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 89 MILL COTTAGES AT HAMMOCK BAY PB 22-44 OR 3169-585 OR 3204-3873 OR 3285-4252
Legal Range	19W
Legal Township	01S
Legal Section	18
Legal Lot Number	89
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2027
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	21527 HOMESTEAD TRL, CORCORAN, MN 55340-9719
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 6, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 29, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Nov 16, 2020	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2023 · Amount on Record
Deed Sale	Apr 6, 2023 · Amount on Record
Prior Sale	Jun 29, 2021 · Amount on Record
Deed Document Number	20230011904
Deed Book / Page	3285 / 4252
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	162 THIS WAY, FREEPORT, FL 32439-5435
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21527 HOMESTEAD TRL, CORCORAN, MN 55340-9719

Mortgage

Document Number	0033671605
Date	Aug 11, 2025
Book Page	3367/1605
Instrument	20250028390

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.2%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 6, 2023
Property Address	162 THIS WAY, FREEPORT, FL 32439-5435
Document Number	0032854252
Book / Page	3285 / 4252
Map Reference	MB 22 PG 44-47
Instrument Date	Mar 31, 2023
Instrument	20230011904
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	PROMINENT TITLE LLC, PROVIDENT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 THIS WAY, FREEPORT, FL 32439-5435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21527 HOMESTEAD TRL, CORCORAN, MN 55340-9719

Mortgage

Document Number	0032854257
Date	Apr 6, 2023
Instrument	3285/4257

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2038

June 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 29, 2021
Property Address	162 THIS WAY, FREEPORT, FL 32439-5435
Document Number	0032043873
Book / Page	3204 / 3873
Map Reference	MB 22 PG 44-47
Instrument Date	Jun 25, 2021
Instrument	20210032590
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,519.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 THIS WAY, FREEPORT, FL 32439-5435

Mortgage

Document Number	0032043874
Date	Jun 29, 2021
Instrument	3204/3874

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 16, 2020
Property Address	162 THIS WAY, FREEPORT, FL 32439-5435
Document Number	0031690585
Book / Page	003169 / 000585
Instrument Date	Nov 12, 2020
Instrument	46565
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$6,855.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25366 PROFIT DR DAPHNE AL 365265126, DAPHNE, AL 36526-5126

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$407,236 (+0.13%) Land $50,000 Building $357,236	$407,236 (+0.13%) Land $50,000 Building $357,236
2024	$5,395.00 (+20.5%)
2023	$4,477.00 (+5.34%) Homeowner's exemption	$406,721 (+10.45%) Land $49,485 Building $357,236	$406,721 (+10.45%) Land $49,485 Building $357,236
2022	$4,250.00 Homeowner's exemption	$368,231 Land $54,928 Building $313,303	$368,231 Land $54,928 Building $313,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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