162 Terrace Ct, Superior, MT 59872 Property Records

Mineral County property record for 162 Terrace Ct, Superior, MT 59872

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,200 sqft · built 2006
Lot Size	1.29 acres (56,236 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,713 (2025)
Deeds & Mortgages	Sep 2013 Mortgage Dec 2006 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R546688`

Property Details

APN / Parcel Number

Primary APN	`R546688`
Alternative APNs	`54-2524-03-2-02-24-0000` `0000466500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	56,236 sqft (1.29 acres)
Terrain	Wooded
Garage Type	Detached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0000466500
Street Address	162 TERRACE CT
City	SUPERIOR
State	MT
Zip	59872-7705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR CREEK TERRACE, S03, T16 N, R26 W, LOT 24, ACRES 1.291
Legal Range	26W
Legal Township	16N
Legal Section	03
Legal Subdivision	CEDAR CREEK TERRACE
Legal Lot Number	24
Jurisdiction	MINERAL MT
Township / Civil Division	SUPERIOR
Census Block Group	1
Census Block	1153
Census Tract	964600

Owner

Source: Mineral County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	162 TERRACE CT, SUPERIOR, MT 59872-7705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2013	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Dec 1, 2006	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES
Apr 20, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 21, 2026	Transfer on Death Deed, Transfer
Dec 11, 2025	Deed of Distribution, Transfer
Apr 21, 2006	Warranty Deed, Construction Loan · Construction Mortgage BITTERROOT VALLEY BANK
Apr 26, 2006	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2006
Deed Sale	Apr 26, 2006
Prior Sale	Apr 21, 2006 · Amount on Record
Deed Document Number	200699444
Last Transfer Date	Jan 15, 2026
Transfer Doc	0000131870
Record Updated	Oct 29, 2026

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL MT
Property Address	162 TERRACE CT, SUPERIOR, MT 59872-7705
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111240
Date	Sep 18, 2013
Instrument	111240

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2043

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL MT
Property Address	162 TERRACE CT, SUPERIOR, MT 59872-7705
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100682
Date	Dec 1, 2006
Instrument	100682

Lender

Name	PHH MORTGAGE SERVICES
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2036

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MINERAL MT
Recording Date	Apr 20, 2026
Property Address	162 TERRACE CT, SUPERIOR, MT 59872-7705
Document Number	0000132203
Instrument Date	Apr 8, 2026
Instrument	2026132203
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	162 TERRACE CT, SUPERIOR, MT 59872-7705

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MINERAL MT
Recording Date	Jan 21, 2026
Property Address	162 TERRACE CT, SUPERIOR, MT 59872-7705
Document Number	0000131870
Instrument Date	Jan 15, 2026
Instrument	131870
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 TERRACE CT, SUPERIOR, MT 59872-7705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 TERRACE CT, SUPERIOR, MT 59872-7705

December 2025: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	MINERAL MT
Recording Date	Dec 11, 2025
Property Address	162 TERRACE CT, SUPERIOR, MT 59872-7705
Document Number	0000131747
Instrument Date	Nov 12, 2025
Instrument	131747
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1962 TERRACE COURT, SUPERIOR, MT 59872

April 2006: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MINERAL MT
Recording Date	Apr 21, 2006
Property Address	162 TERRACE CT, SUPERIOR, MT 59872-7705
Document Number	0000099426
Instrument Date	Apr 14, 2006
Instrument	099426
Transaction Type	Construction Loan
Record Updated	Jun 30, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20242 SMOKEY RD, FRENCHTOWN, MT 59834-9713

Mortgage

Document Number	0000099427
Date	Apr 21, 2006
Instrument	099427

Lender

Name	BITTERROOT VALLEY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Oct 21, 2006

Interest

Rate	8.45%

April 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINERAL MT
Recording Date	Apr 26, 2006
Property Address	162 TERRACE CT, SUPERIOR, MT 59872-7705
Document Number	0000099444
Instrument Date	Apr 8, 2004
Instrument	099444
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 727, SUPERIOR, MT 59872-0727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 792, MILLTOWN, MT 59851-0792

Tax Assessment & Valuation

Source: Mineral County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Mineral County
Unified School District	Superior K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,100 (-)
2025	$1,713.00 (-28.36%)	$348,100 (+19.13%)	$348,100 (+19.13%) Land $59,550 Building $288,550
2023	$2,391.00	$292,200	$292,200 Land $51,106 Building $241,094

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1997)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Montana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Blackfoot Telephone Cooperative DSL	40 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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