162 Swift Rd, Binghamton, NY 13905 Property Records

Broome County and Chenango Town property record for 162 Swift Rd, Binghamton, NY 13905

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,598 sqft · built 1949
Lot Size	3.1 acres (135,036 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Sep 2026)
Tax Bill	$4,417 (2026)
Deeds & Mortgages	Sep 2026 Sale Jan 2021 Sale & Mortgage + 1 more
APN	`032400 065.04-2-17`

Property Details

APN / Parcel Number

Primary APN	`032400 065.04-2-17`
Alternative APNs	`240006500400020170000000` `24007700000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,598 sqft Living Area
1st Floor Area	1,178 sqft
Upper Floors Area	420 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	135,036 sqft (3.1 acres)
Garage Type	Detached
Garage Area	2,800 sqft
Parking Spaces	10 Parking Spaces
Porch	Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24007700000
Street Address	162 SWIFT RD
City	BINGHAMTON
State	NY
Zip	13905-5723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	00100034S60000000000
Legal Block	2
Legal Lot Number	17.000
Jurisdiction	BROOME NY
Township / Civil Division	CHENANGO
Census Block Group	2
Census Block	2021
Census Tract	12103

Owner

Source: Broome County and Chenango Town records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	162 SWIFT RD, BINGHAMTON, NY 13905-5723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 25, 2021	Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Jan 13, 2021	Deed of Trust, Mortgage · Conventional with PMI ROYAL UNITED MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Jan 25, 2021 · Amount on Record
Deed Document Number	202624701
Deed Book / Page	2836 / 679
Prior Transfer Date	Aug 28, 2015
Prior Transfer Doc	002471/522
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Sep 15, 2026
Property Address	162 SWIFT RD, BINGHAMTON, NY 13905-5723
Document Number	0000024701
Book / Page	2836 / 679
Instrument Date	Sep 8, 2026
Instrument	202624701
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$40,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 SWIFT RD, BINGHAMTON, NY 13905-5723

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BROOME NY
Recording Date	Jan 25, 2021
Property Address	162 SWIFT RD, BINGHAMTON, NY 13905-5723
Document Number	0026420243
Book / Page	2642 / 243
Instrument Date	Jan 13, 2021
Instrument	202100001615
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 SWIFT RD, 162, BINGHAMTON, NY 13905-5723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 TIMBER RDG, MADISON, AL 35758-2105

Mortgage

Document Number	202100001616
Date	Jan 25, 2021
Instrument	202100001616

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	162 SWIFT RD, BINGHAMTON, NY 13905-5723
Document Number	0039930380
Instrument Date	Jan 13, 2021
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 TIMBER RDG MADISON AL 357582105, MADISON, AL 35758-2105

Mortgage

Document Number	0039930380
Date	Jan 25, 2021
Book Page	003993/000380
Instrument	1616

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

Tax Assessment & Valuation

Source: Broome County and Chenango Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Chenango Town
Unified School District	Whitney Point Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,417.00 (+1.68%)
2025	$4,344.00 (+10.14%)	$87,400 (-) Land $17,100 Building $70,300	$203,700 (+18.4%) Land $39,854 Building $163,846
2024	$3,944.00 (+8.92%)
2023		$87,400 (-) Land $17,100 Building $70,300	$172,047 (+9.25%) Land $33,661 Building $138,386
2022		$87,400 Land $17,100 Building $70,300	$157,477 Land $30,811 Building $126,666
2016	$3,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1980–2011)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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