Clay County property record for 162 Sweetwater Bend Loop, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,144 sqft · built 1992 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Sep 2011) |
| Tax Bill | $1,796 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 554100889405 |
| Primary APN | 554100889405 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 4 Half Baths |
| Building Area | 3,144 sqft Heated Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 44,867 sqft (1.03 acres) |
| Account Number | 5112304 |
|---|---|
| Street Address | 162 SWEETWATER BEND LOOP |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-7407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT A SWEETWATER BEND |
| Legal Subdivision | SWEETWATER BEND SUBDIVISION |
| Legal Lot Number | A |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HAYESVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950202 |
162 Sweetwater Bend Loop is owned by two individuals who bought it in September 2011.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2134 SADDLE CREEK DR, JEFFERSON, GA 30549-7908 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2011 · Amount on File |
| Deed Sale | Sep 2, 2011 · Amount on File |
| Prior Sale | May 2, 2011 · Amount on File |
| Deed Document Number | 20112049 |
| Deed Book / Page | 360 / 219 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 162 Sweetwater Bend Loop was $1,796.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,796.00 | $547,100 (+75.13%) Land $77,300 Building $469,800 | $547,100 (+75.13%) Land $77,300 Building $469,800 |
| 2025 | $312,400 Land $61,800 Building $250,600 | $312,400 Land $61,800 Building $250,600 | |
| 2023 | $312,400 Land $61,800 Building $250,600 | $312,400 Land $61,800 Building $250,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 162 Sweetwater Bend Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jan 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 162 Sweetwater Bend Loop is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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