162 Sun Palm Ln, Altamonte Springs, FL 32701 Property Records

Seminole County property record for 162 Sun Palm Ln, Altamonte Springs, FL 32701

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,724 sqft · built 2018
Owner	Individual Name on File
Last Sale	$301,395 (Nov 2018)
Tax Bill	$5,057 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-21-29-542-0000-0990`

Property Details

APN / Parcel Number

Primary APN	`13-21-29-542-0000-0990`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	3 Stories
Building Area	1,724 sqft Living Area
1st Floor Area	380 sqft
2nd Floor Area	1,344 sqft
Upper Floors Area	1,344 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	162 SUN PALM LN
City	ALTAMONTE SPRINGS
State	FL
Zip	32701-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 99 ENCLAVE AT ALTAMONTE - A REPLAT PB 78 PGS 89 THRU 93
Legal Section	13
Legal Subdivision	ENCLAVE AT ALTAMONTE - A REPLAT
Legal Tract	542
Legal Lot Number	99
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	1
Census Block	1002
Census Tract	21806

Owner

162 Sun Palm Ln is owned and occupied by an individual who bought it in November 2018.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	162 SUN PALM LN, ALTAMONTE SPG, FL 32701-3507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 5, 2018	Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2018 · Amount on File
Deed Sale	Nov 5, 2018 · Amount on File
Deed Document Number	2018126142
Deed Book / Page	09243 / 1086
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	162 SUN PALM LN, ALTAMONTE SPRINGS, FL 32701-3507
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 SUN PALM LN, ALTAMONTE SPRINGS, FL 32701-3507

Mortgage

Document Number	0109401920
Date	Nov 24, 2025
Book Page	10940/1920
Instrument	2025117711

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Dec 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	162 SUN PALM LN, ALTAMONTE SPRINGS, FL 32701-3507
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 SUN PALM LN, ALTAMONTE SPRINGS, FL 32701-3507

Mortgage

Document Number	0099140879
Date	Apr 28, 2021
Book Page	9914/879
Instrument	2021055291

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Nov 5, 2018
Property Address	162 SUN PALM LN, ALTAMONTE SPRINGS, FL 32701-3507
Document Number	0092431086
Book / Page	09243 / 1086
Map Reference	MB78 PG89
Instrument Date	Oct 29, 2018
Instrument	2018126142
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,109.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 GREENWOOD BLVD STE 124, 1064, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3859 GRANDPINE WAY, CASSELBERRY, FL 32707-4348

Mortgage

Document Number	2018126143
Date	Nov 5, 2018
Instrument	2018126143

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 162 Sun Palm Ln was $5,057 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Altamonte Springs City
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,057.00 Homeowner's exemption	$331,603	$331,603 Land $75,000 Building $256,603
2023	$4,716.00 (+10.32%)	$303,639 (+12.96%)	$303,639 (+5.72%) Land $45,000 Building $258,639
2022	$4,275.00	$268,807	$287,208 Land $45,000 Building $242,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 162 Sun Palm Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1992–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2004 · Tropical Storm Bonnie And Hurricane Charley

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 162 Sun Palm Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTAMONTE SPRINGS WATER DEPT (2 WPS) serves 51,000 people · EPA ID FL3590026
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Metronet, T-Mobile.

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