Mitchell County property record for 162 Summit Ave, Spruce Pine, NC 28777 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1936 |
| Square Footage | 1,389 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $675.00 (2025) |
Source: Mitchell County records · APN 0890-17-01-5373
Assessment roll updated October 17, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 162 SUMMIT AVE, SPRUCE PINE, NC 28777-2980 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit TELCO COMMUNITY CU |
| Mar 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TELCO COMMUNITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 06, 2005 |
| Transfer Doc | 422/359 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 162 SUMMIT AVE, SPRUCE PINE, NC 28777-2980 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000659/600 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 659/600 |
| Instrument | 2023001420 |
| Name | TELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CANDLER, NC 28715 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 162 SUMMIT AVE, SPRUCE PINE, NC 28777-2980 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 625/32 |
|---|---|
| Date | Mar 09, 2021 |
| Book Page | 625/32 |
| Instrument | 2021000503 |
| Name | TELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | ASHEVILLE, NC 28806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $675.00 (-0.44%) | $120,700 (-) Land $22,000 Building $98,700 | |
| 2023 | $678.00 | $120,700 Land $22,000 Building $98,700 | $120,700 Land $22,000 Building $98,700 |
Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 0890-17-01-5373 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,389 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 10,454 sqft (0.24 acres) |
| Heating System | Central Heating |
|---|
| Account Number | 555553536 |
|---|---|
| Street Address | 162 SUMMIT AVE |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-2980 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MAP 51 BL 5 LOT 3 |
| Legal Subdivision | SUMMIT AVENUE |
| Legal Lot Number | 3 |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 950400 |
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