162 Summer St, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 162 Summer St, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1953
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Jul 2021)
Tax Bill	$6,458 (2026)
Deeds & Mortgages	May 2026 Mortgage May 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`81-07-7752`

Property Details

APN / Parcel Number

Primary APN	`81-07-7752`
Alternative APNs	`FRAM M:081 B:07 L:7752 U:000` `M:261.0 B:0001 L:0029.0` `F_680756_2937721` `6701`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,752 sqft
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6701
Street Address	162 SUMMER ST
City	FRAMINGHAM
State	MA
Zip	01701-4414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	FRAMINGHAM
Legal Block	7
Legal Lot Number	7752
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	1
Census Block	1016
Census Tract	383600

Owner

162 Summer St is owned and occupied by an individual who bought it in July 2021.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	162 SUMMER ST, FRAMINGHAM, MA 01701-4414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage SERVICE 1 FEDERAL CREDIT UNION
May 19, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SERVICE CU
Jul 14, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2021 · Amount on File
Deed Sale	Jul 14, 2021 · Amount on File
Prior Sale	Mar 24, 2014 · Amount on File
Deed Document Number	2021158543
Deed Book / Page	78241 / 206
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Recording Date	May 5, 2026
Property Address	162 SUMMER ST, FRAMINGHAM, MA 01701-4414
Document Number	0000050933
Book / Page	85556 / 201
Instrument Date	Apr 29, 2026
Instrument	202650933
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 SUMMER ST, FRAMINGHAM, MA 01701-4414

Mortgage

Document Number	085556-201,
Date	May 5, 2026
Book Page	85556/201
Instrument	202650933

Lender

Name	SERVICE 1 FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate	5.77%
Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	162 SUMMER ST, FRAMINGHAM, MA 01701-4414
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084109-188
Date	May 19, 2025
Book Page	84109/188
Instrument	54452

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2040

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Jul 14, 2021
Property Address	162 SUMMER ST, FRAMINGHAM, MA 01701-4414
Document Number	078241-206
Book / Page	78241 / 206
Instrument Date	Jul 14, 2021
Instrument	158543
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 SUMMER ST, FRAMINGHAM, MA 01701-4414

Mortgage

Document Number	0000158544
Date	Jul 14, 2021
Instrument	158544

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 162 Summer St was $6,458, up 3.3% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,458.00 (+3.34%)	$545,900 (+4.3%) Land $277,600 Building $267,000	$556,833 (-9.91%)
2025	$6,249.00 (+5.65%)	$523,400 (+10.26%) Land $264,400 Building $259,000	$618,070 (+8.69%)
2024	$5,915.00 (+5.31%)	$474,700 (+10.63%) Land $236,100 Building $238,600	$568,670
2023	$5,617.00	$429,100 Land $210,700 Building $218,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 162 Summer St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 162 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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