162 Stirrup Ct, Galt, CA 95632 Property Records

Sacramento County property record for 162 Stirrup Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,910 sqft · built 1987
Lot Size	0.213 acres (9,267 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Jun 2012)
Tax Bill	$2,723 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`148-0360-038-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0360-038-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,910 sqft Living Area
1st Floor Area	2,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,267 sqft (0.213 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	30,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	162 STIRRUP CT
City	GALT
State	CA
Zip	95632-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	REYNOLDS RANCH 01, LOT 53
Legal Subdivision	REYNOLDS RANCH 01
Legal Lot Number	53
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	4
Census Block	4013
Census Tract	9502

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	162 STIRRUP CT, GALT, CA 95632-1852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 14, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 2, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2012 · Amount on Record
Deed Sale	Jun 11, 2012 · Amount on Record
Deed Book / Page	20120611 / 1290
Last Transfer Date	May 11, 2021
Transfer Doc	5190000000178
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	162 STIRRUP CT, GALT, CA 95632-1852
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 STIRUP CT, GALT, CA 95632-1852

Mortgage

Document Number	0000001271
Date	Jun 2, 2021
Instrument	202106021271

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	162 STIRRUP CT, GALT, CA 95632-1852
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 STIRRUP CT, GALT, CA 95632-1852

Mortgage

Document Number	0000000313
Date	Jun 14, 2024
Instrument	202406140313

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	162 STIRRUP CT, GALT, CA 95632-1852
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 STIRUP CT, GALT, CA 95632-1852

Mortgage

Document Number	6020000001271
Date	Jun 2, 2021
Book Page	20210602/1271

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 19, 2021
Property Address	162 STIRRUP CT, GALT, CA 95632-1852
Document Number	0000000178
Map Reference	MB 162 MAP 1
Instrument Date	May 11, 2021
Instrument	202105190178
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	162 STIRUP CT, GALT, CA 95632-1852

Mortgage

Document Number	0000000179
Date	May 19, 2021
Instrument	202105190179

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	162 STIRRUP CT, GALT, CA 95632-1852
Document Number	1712210514
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 STIRUP CT GALT CA 956321852, GALT, CA 95632-1852

Mortgage

Document Number	1712210514
Date	Dec 21, 2017
Instrument	1712210514

Lender

Name	PARAMOUNT EQUITY MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$248,717 (+2%) Land $38,429 Building $210,288
2025	$2,723.00 (+4.57%) Homeowner's exemption	$243,841 (+4.04%) Land $37,676 Building $206,165
2024	$2,604.00 (+1.76%)
2023	$2,559.00 (+6.67%) Homeowner's exemption	$234,374 Land $36,214 Building $198,160
2022	$2,399.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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