162 Spring St, Charleston, SC 29403 Property Records

Charleston County property record for 162 Spring St, Charleston, SC 29403

Property Summary

Property Type	Commercial
Details	2,451 sqft · built 1880
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$4,570,000 (Apr 2022)
Tax Bill	$64,610 (2025)
Deeds & Mortgages	Apr 2022 Sale & Second Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`460-11-02-089`

Property Details

APN / Parcel Number

Primary APN	`460-11-02-089`

Interior

Units	5 Units
Stories	2 Stories
Building Area	2,451 sqft Total Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	159 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	162 SPRING ST
City	CHARLESTON
State	SC
Zip	29403-5220
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DESCRIPTION -162 SPRING
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2010
Census Tract	1100

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2870 PEACHTREE RD NW, ATLANTA, GA 30305-2918
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed, Transfer · Stand-Alone Second Mortgage CADENCE BANK NA
Dec 4, 2019	Grant Deed, Transfer GRANDSOUTH BK
Aug 15, 2017	Grant Deed, Transfer SYNOVUS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Prior Sale	Dec 4, 2019 · Amount on Record
Deed Book / Page	1101 / 542
Prior Transfer Date	Dec 29, 2014
Prior Transfer Doc	04490620
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 19, 2022
Property Address	162 SPRING ST, CHARLESTON, SC 29403-5220
Document Number	0011010542
Book / Page	1101 / 542
Instrument Date	Apr 14, 2022
Transaction Type	Transfer
Record Updated	Jul 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,882.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 PEACHTREE RD NW # 998, 998, ATLANTA, GA 30305-2918

Mortgage

Document Number	0001101543
Date	Apr 19, 2022
Instrument	1101/543

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 15, 2027

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Dec 4, 2019
Property Address	162 SPRING ST, CHARLESTON, SC 29403-5220
Document Number	0844/0140
Book / Page	000844 / 000140
Instrument Date	Nov 27, 2019
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	255 SAINT PHILIP ST CHARLESTON SC 294035428, CHARLESTON, SC 29403-5428

Mortgage

Document Number	844/0141
Date	Dec 4, 2019
Book Page	000844/000141

Lender

Name	GRANDSOUTH BK
Type	Bank
Address	291 E BAY ST, CHARLESTON, SC 29401-1601

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 3, 2024

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 15, 2017
Property Address	162 SPRING ST, CHARLESTON, SC 29403-5220
Document Number	0659/0534
Book / Page	000659 / 000534
Instrument Date	Jul 28, 2017
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,585.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 5119 ATHENS GA 306045119, ATHENS, GA 30604-5119

Mortgage

Document Number	659/0535
Date	Aug 15, 2017
Book Page	000659/000535

Lender

Name	SYNOVUS BK
Type	Bank
Address	1148 BROADWAY, COLUMBUS, GA 31901-2429

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 14, 2022

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$64,610.00 (+10.38%)	$3,941,625 (+1,816.67%) Land $1,399,399 Building $2,542,226	$4,935,600 (+65.9%) Land $1,914,000 Building $3,021,600
2024	$58,532.00 (+23.81%)	$205,650 (+15.21%)
2022	$47,275.00	$178,500	$2,975,000 (-34.9%) Land $765,000 Building $2,210,000
2020			$4,570,000 Land $1,390,000 Building $3,180,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 150 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	162 units insured incl. 12 condo units
Nearby Flood Claims	74 (1979–2024)
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Severe Storms And Flooding, Oct 2015 · 7 claims Hurricane Hugo, Sep 1989 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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