Macon County property record for 162 Snowy Knoll, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,917 sqft · built 2007 |
| Lot Size | 5.06 acres (220,414 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $2,543 (2026) |
| Deeds & Mortgages | Feb 2024 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6588699972 |
| Primary APN | 6588699972 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,917 sqft Heated Area |
| 1st Floor Area | 1,849 sqft |
| Upper Floors Area | 1,068 sqft |
| Basement Area | 1,849 sqft |
| Finished Basement | 1,849 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Lot Area | 220,414 sqft (5.06 acres) |
| Terrain | Rolling |
| Deck Area | 1,160 sqft |
| Patio Area | 1,160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 44513 |
|---|---|
| Street Address | 162 SNOWY KNL |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-4562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | SNOW HILL FALLS |
| Legal Subdivision | SNOW HILL FALLS |
| Jurisdiction | MACON NC |
| Township / Civil Division | COWEE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 970100 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 162 SNOWY KNL, FRANKLIN, NC 28734-4562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 162 SNOWY KNL, FRANKLIN, NC 28734-4562 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 162 SNOWY KNL, FRANKLIN, NC 28734-4562 |
| Document Number | 00Z42/1222 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | Z-42/1222 |
| Instrument | 2024001003 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 8, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 162 SNOWY KNL, FRANKLIN, NC 28734-4562 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | X39/2293 |
|---|---|
| Date | May 28, 2020 |
| Book Page | X-39/2293 |
| Instrument | 2020003340 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,543.00 | $696,310 (-) Land $85,140 Building $611,170 | $696,310 (-) Land $85,140 Building $611,170 |
| 2025 | $2,543.00 (+0.47%) | ||
| 2023 | $2,531.00 | $696,310 Land $85,140 Building $611,170 | $696,310 Land $85,140 Building $611,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2004–2015) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Dec 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| Sky Fi Fixed Wireless | 10 / 1 |
| Frontier DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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