Kennebec County and Waterville City property record for 162 Silver St, Waterville, ME 04901
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,976 sqft · built 1940 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $177,500 (Nov 2022) |
| Tax Bill | $3,291 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:038 B:171 |
| Primary APN | WAVL M:038 B:171 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Living Area |
| Gross Area | 3,309 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,970 sqft (0.16 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 59 |
|---|---|
| Street Address | 162 SILVER ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-5812 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 171 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 24102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
162 Silver St, a duplex, is owned by an individual who bought it in November 2022.
Source: Kennebec County and Waterville City records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 51 KENNEDY MEMORIAL DR, WATERVILLE, ME 04901-5128 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage KENNEBEC SAVINGS BANK |
| Jun 26, 2018 | Warranty Deed, Transfer · ARM KENNEBUNK SVGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on File |
| Deed Sale | Nov 14, 2022 · Amount on File |
| Prior Sale | Jun 26, 2018 · Amount on File |
| Deed Document Number | 202227870 |
| Deed Book / Page | 14632 / 100 |
| Prior Transfer Date | Nov 7, 2022 |
| Prior Transfer Doc | 2022027870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Nov 14, 2022 |
| Property Address | 162 SILVER ST, WATERVILLE, ME 04901-5812 |
| Document Number | 2022027870 |
| Book / Page | 14632 / 100 |
| Instrument Date | Nov 7, 2022 |
| Instrument | 2022027870 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 154 PEASE RD, CANAAN, ME 04924-3727 |
| Document Number | 2022027871 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 2022027871 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Jun 26, 2018 |
| Property Address | 162 SILVER ST, WATERVILLE, ME 04901-5812 |
| Document Number | 2018013189 |
| Book / Page | 12946 / 0234 |
| Instrument | 2018013189 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2018013190 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 2018013190 |
| Name | KENNEBUNK SVGS BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 26, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Jul 1, 2021 |
The 2025 property tax bill for 162 Silver St was $3,291.
Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,291.00 | $193,600 Land $25,200 Building $168,400 |
| 2023 | $2,955.00 (+45.78%) | $148,500 (+89.41%) Land $19,400 Building $129,100 |
| 2022 | $2,027.00 | $78,400 Land $14,600 Building $63,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 162 Silver St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 162 Silver St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures