162 Seacliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 162 Seacliff Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,566 sqft · built 1970
Lot Size0.105 acres (4,574 sqft)
Owner2 Trust Names on Record
Last Sale$1,240,000 (Feb 2010)
Tax Bill$20,048 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN042-093-13

Property Details

APN / Parcel Number

Primary APN042-093-13
Alternative APN
  • 042-093-13-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area2,566 sqft Living Area
Gross Area2,874 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeWood
Roof MaterialOther
Lot Area4,574 sqft (0.105 acres)
View / LotOcean
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address162 SEACLIFF DR
CityAPTOS
StateCA
Zip95003-4447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-4
Legal SubdivisionSEACLIFF PARK 08
Legal Lot Number12
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2019
Census Tract122100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address162 SEACLIFF DR, APTOS, CA 95003-4447
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2010 · Amount on Record
Deed SaleFeb 23, 2010 · Amount on Record
Deed Document Number20106733
Last Transfer DateApr 8, 2020
Transfer Doc0000038743
Record UpdatedSep 20, 2026

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateSep 29, 2020
Property Address162 SEACLIFF DR, APTOS, CA 95003-4447
Document Number0000038743
Map ReferenceMB 23 PG 24
Instrument DateApr 8, 2020
Instrument2020-0038743
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address162 SEACLIFF DR, APTOS, CA 95003-4447

Mortgage

Document Number0000038744
DateSep 29, 2020
Instrument2020-0038744
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,670,319 (+2%) Land $1,184,979 Building $485,340
2025$20,048.00 (+9.57%) Homeowner's exemption$1,637,567 (+4.04%) Land $1,161,744 Building $475,823
2023$18,297.00 (+2.02%) Homeowner's exemption$1,573,978 Land $1,116,632 Building $457,346$1,955,250
2022$17,935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims57 (1978–2023)
Claims Outside the SFHA3 of 57
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 17 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

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